Credit Card Promos


EasyPay Cash Out at 0.99%!
Promo Period: May 4 to October 31, 2020
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express Cards


Availment Channels How To Apply
BDO Branch

Visit your nearest BDO branch and apply!

Click here to know the BDO branch near you
(select BDO Branches)

BDO Customer Contact Center Call (02) 8631-8000
BDO Online Banking

Apply thru BDO Online Banking

Select More Services > Credit Card Services >
Request > EasyPay Cash


Not yet Enrolled?

After enrollment, select More Services > Credit Card Services > Request > EasyPay Cash


View BDO Online Banking Step-by-Step Guide

*For branch application, accomplish EasyPay Cash Out request form provided by branch personnel and present two (2) valid IDs for verification.
**For BDO Online Banking application, accomplish form and upload only one (1) valid ID for verification.


Get EasyPay Cash Out for as low as 0.99% monthly add-on rate with your BDO Credit Card.


Promo Mechanics:

  1. The BDO EasyPay Cash Out Promotion is open to qualified Principal Credit Cardholders of Mastercard, Visa, UnionPay1, Diners Club1, JCB and American Express® Credit Card issued by BDO (“Cardholder”), who are not prohibited by applicable laws, regulations and policies from participating in and/or qualifying for this Promo. Excluded from this Promo are Distribution Cards, Purchasing Cards, Corporate Cards, Simple Cards, Tie-Up Cards, Installment Cards and International Dollar Cards.

  2. Promo period is from May 4 to October 31, 2020.
  3. To qualify for the Promo, Cardholder must:

    • Request for a minimum EasyPay Cash Out (“EPCash Out”) amount of at least P5,000 charged on 3, 6, 12, 18 or 24-month installment terms.  The following rates shall apply:

      Term Factor Rate Add-On Rate Per Month Effective Rate Per Annum
      3 0.350837553 1.75% 31.24%
      6 0.182669769 1.60% 32.21%
      12 0.093233800 0.99% 21.25%
      18 0.068558678 1.30% 27.77%
      24 0.054669623 1.30% 27.57%

      Sample Computation for EasyPay Cash Out amount of P10,000 at 12-month term:
      EasyPay Cash Out amount x Factor Rate = Fixed Monthly Amortization*
      P10,000 x 0.093233800 = P932.34 per month for 12 months

      *Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values.

    • Apply via BDO Branch, Customer Contact Center, or BDO Online Banking:

      1. While-you-Wait

        • Visit any BDO branch2 near you.

        • Accomplish EasyPay Cash Out Request Form and submit to General Services Counter.

      2. Application-by-Email

        • Call the BDO Customer Contact Center at (02) 8631-80003 or email to your completely filled-out EasyPay Cash Out Request Form.

      3. BDO Online Banking
        Steps to apply thru BDO Online Banking:

        1. Log-in to your BDO Online Banking account via

        2. Click More Services then choose an option Credit Card Services.

        3. Select your active enrolled BDO Credit Card number.

        4. Select a Request and choose “EasyPay Cash”.

        5. Click Submit button to proceed with the EPCash application.

        6. Read EPCash Promo Mechanics and Terms and Conditions (T&C) then, click Apply Now button.

        7. Provide One-Time-PIN (OTP).

        8. Fill in the EPCash application form and click Submit button.

        9. Review application details and amend, if necessary, by clicking the Edit button.

        10. Instead of uploading Official Receipts (OR) in jpg, gif and pdf file formats, upload copy of 1 valid ID to ensure application processing.

        11. Click the Confirm button to proceed with the EPCash application process.

        12. Agree with EPCash T&C and then click Submit button.

        13. Re-confirm submission of application by clicking Yes button.

        14. Wait for the confirmation message with reference number.

  4. The Cardholder can get the proceeds in different ways:

    • Deposited to his/her Personal BDO Current or Savings Account (approved amount deposited as cash).

    • Deposited to his/her Personal Non-BDO Current or Savings Account4.

    • Released to him/her as CASH, if application was processed via BDO branches.

  5. The EPCash Out principal amount with interest will be deducted from and should be within the cardholder’s available credit limit.

  6. All transactions are subject to the Bank's approval and once approved shall be subject to the Terms and Conditions (“T&C”) of the EPCash Out Program and the T&C governing the issuance and use of the BDO Credit Cards.

  7. EPCash Out transactions applied thru BDO Branches, BDO Online Banking and Customer Contact Center are subject to five (5) working days processing time.

  8. All approved EPCash Out applications can no longer be reversed/cancelled.

  9. Monthly installments due on the EPCash Out applications together with monthly interest and penalty charge, if any, shall be billed to the Cardholder and shall commence on the Cardholder’s next statement date and every month thereafter until the total amount payable is paid in full.

  10. There may have a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to the rounded values.

  11. In cases wherein the Cardholder's available credit limit are not able to cover the requested EPCash Out request amounts, BDO has the sole discretion to approve only a portion of the amount applied for. In case of rejection of the application BDO is under no obligation to notify the Cardholder of the said rejection and of the reason thereof.

  12. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EPCash Out installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

1EPCash Out application of UnionPay and Diners Club Credit Cards issued by BDO applied through BDO branches will be processed within 5 banking days.
2EPCash Out applications can be processed in over 1,000 BDO branches nationwide
3Reference number from Customer Contact Center will be provided before the end of the call.
4For BDO EPCash Out applied through branch, approved amount will be credited within 24 hours via Bank Transfer and is subject to P500 Service Fee. For BDO Contact Center and BDO Online Banking EPCash Out applications, approved amount will be deposited as check, subject to clearing period. Other bank must have a branch located within Ortigas area.


Click here for the EasyPay Cash Terms and Conditions.


Per DTI Fair Trade Permit No. FTEB 05977, Series of 2020