Credit Card Promos

 

Get CASH from your BDO Credit Card and enjoy as low as 0.70% monthly add-on rate! Pay in easy installments up to 36 months, PLUS pay 1 month later!

Tenor
Monthly Add-on Rate
Effective Rate
Factor
Rate
3
0.99%
17.74%
0.343237098
6
0.99%
20.09%
0.176567737
9
0.99%
20.91%
0.121014550
12
0.70%
15.16%
0.090333829
18
0.70%
15.37%
0.062559058
24
0.70%
15.38%
0.048667386
36
0.70%
15.23%
0.034778066

 

Promo Period
April 16 to August 31, 2021

 

Qualified Cards

  • Select BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • Select BDO-issued American Express Cards

 

 

How to Avail

 

Sample Cash Availment Amortization Computation

 

Computation
Cash-It-Easy Amount: P100,000.00
Term: 36 months
Factor Rate: 0.034778066

 

Cash-It-Easy amount x Factor Rate = Monthly Amortization
P100,000.00 x  0.034778066 = P3,477.81

 

Above computations are for illustration purposes only. These do not constitute an approval nor an offer by BDO. Click here to access the Cash-It-Easy calculator.

 

 

Promo Mechanics

  1. The BDO Cash-It-Easy Low Rate Promo (“Promo”) is open to qualified active and current Principal Credit Cardholders of BDO (Mastercard, Visa, UnionPay, JCB and Diners Club) and BDO-issued American Express Credit Cards (“Cardholder/s”) who receive the promo SMS/electronic direct mail from BDO within the Promo Period. Corporate Cards, Distribution Cards, Purchasing Cards and Installment Cards are excluded from this Promo.

  2. The Promo will run from April 16 to August 31, 2021 (“Promo Period”).

  3. To qualify, Cardholder must submit a Cash-It-Easy application through any of the following channels, within the Promo Period:

    • Text "INST” to 225678 for Globe/Smart/Sun/TM*

    • Log in to and accomplish the Cash-It-Easy form in BDO Online Banking**

    • Call the Cash-It-Easy Hotline 02 8667-1680
      (8:30am-3:00pm, from Mondays to Fridays, except holidays)

    • Visit any BDO Branch***

*SMS is free of charge
**BDO Online Banking available tenors: 3, 6, 12, 18, and 24 months only. Approved availments via this channel will automatically be booked with the Cash Now, Pay Later (CNPL) bundle
***Cardholder must submit a duly-accomplished Cash-It-Easy Application Form and a copy of 2 valid government-issued IDs

  1. Cardholder must have an open and valid BDO Checking or Savings Deposit Account where the Cash-It-Easy proceeds may be credited. Cash proceeds will be posted in at least 3 banking days from the posting date of the Cash-It-Easy transaction in the BDO Credit Card account.

  2. The minimum amount is P10,000 per transaction.

  3. Cardholders may perform multiple Cash-It-Easy transactions within the Promo Period, subject to the approved and available credit limit of the Cardholder's BDO Credit Card. The principal amount and interest must be within the Cardholder’s available credit limit.

  4. An optional Cash Now, Pay Later bundle is available to qualified Cash-It-Easy transactions under the Promo. Cardholder should indicate in his/her Cash-It-Easy application whether he/she wishes to avail of the Cash Now, Pay Later bundle. Monthly installment due on such transactions will be billed to the Cardholder starting on the second statement cycle after the Cash-It-Easy posting date and every month thereafter until the total amount payable is paid in full.

  5. If the Cardholder does not choose to avail of the Cash Now, Pay Later bundle, the first amortization of the Cash-It-Easy transaction will be billed on the first credit card statement cycle from the Cash-It-Easy posting date.

  6. The following rates shall apply for qualified Cardholders/transactions:

    Tenor
    Monthly Add-on Rate
    Effective Rate
    Factor
    Rate
    3
    0.99%
    17.74%
    0.343237098
    6
    0.99%
    20.09%
    0.176567737
    9
    0.99%
    20.91%
    0.121014550
    12
    0.70%
    15.16%
    0.090333829
    18
    0.70%
    15.37%
    0.062559058
    24
    0.70%
    15.38%
    0.048667386
    36
    0.70%
    15.23%
    0.034778066

     

  7. The following Regular Rates will apply for Cardholders and Cash-It-Easy transactions not qualified under the Promo:

    Tenor Monthly Add-on Rate Effective Rate Factor Rate
    3 1.00% 17.92% 0.343338077
    6 1.00% 20.29% 0.176667651
    9 1.00% 21.11% 0.121111407
    12 1.00% 21.46% 0.093334686
    18 1.00% 21.65% 0.065559120
    24 1.00% 21.58% 0.051670980
    36 1.00% 21.20% 0.037777833

     

  8. An Installment Availment Fee of P200 will be charged for every approved Cash-It-Easy transaction. The Installment Availment Fee is non-refundable and will be due even if Cardholder decides to pay the entire remaining balance before the end of the payment term.

  9. All BDO Cash-It-Easy applications submitted are subject to the final credit approval of BDO. Once approved, the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards, the Cash-It-Easy Terms and Conditions and the prevailing fees and charges shall apply.

  10. Promo is not valid in conjunction with other promotions, unless otherwise stated.

  11. The decisions of BDO, in concurrence with DTI, on all matters relating to the Promo shall be final and binding on all Cardholders.

 

 

 

Per DTI Fair Trade Permit No. FTEB--116678 , Series of 2021.