Credit Card Promos


Apply for a BDO VISA Credit Card and get up to
P2,000 eGC when you activate and spend within
the promo period.

Promo Period

December 1, 2020 to July 31, 2021

Qualified Cards

BDO Visa Platinum, Visa Gold and Visa Classic approved within the promo period




Promo Mechanics

  1. The promo is open to all NEW Principal or Supplementary Cardholders of BDO Visa PLATINUM,GOLD and CLASSIC Credit Cards (“BDO Visa Credit Cards”). Existing Principal or Supplementary Cardholders of Visa Credit Cards whose cards were upgraded, downgraded, converted, replaced, renewed or cancelled are NOT qualified to avail of the offer.

  2. Only first time BDO Visa Platinum, Gold and Classic Credit Cardholders (whether as Principal or Supplementary) are eligible to participate in the promo.

  3. To be eligible for Electronic Gift Certificate (eGCs), the Cardholder must meet the following requirements:

    1. Card application is fully approved and Card is subsequently issued within December 1, 2020 to April 31, 2021 (extended until July 31, 2021).

    2. Cardholder must activate and use their newly issued BDO Visa Credit Card to spend minimum amount required (single-receipt or accumulated) within the specified period (refer to tables below):

Valid Thru Date
(Expiry Date shown on Card)
Card Issuance Date Card Receipt Date Unblocking & Spend Period
12/25 12/20
(December 2020)
Until 01/31/21 Until 02/28/21
01/26 01/21
(January 2021)
Until 02/28/21 Until 03/31/21
02/26 02/21
(February 2021)
Until 03/31/21 Until 04/30/21
03/26 03/21
(March 2021)
Until 04/30/21 Until 05/31/21
(April 2021)

Until 05/31/21 Until 06/30/21
05/26 05/21
(May 2021)
Until 06/30/21 Until 07/31/21
06/26 06/21
(June 2021)
Until 07/31/21 Until 08/30/21
07/26 07/21
(July 2021)
Until 08/30/21 Until 09/30/21
  1. The following transactions are qualified for eGC:

    • Local retail transactions (straight or installment)

    • Online or internet purchases

    • Foreign Currency purchases

    • Mail Order / Telephone Order (MOTO)

  2. Qualified Cardholder shall earn eGCs depending on the product type mentioned below:

Credit Card Type Minimum Spend Requirement eGC Amount eGC Denominations to be Received
Visa Platinum P4,000 P2,000 Qty 4 x P500 eGC
Visa Gold P2,000 P1,000 Qty 2 x P500 eGC
Visa Classic P1,000 P500 Qty 1 x P500 eGC
  1. The following transactions are NOT qualified for eGC:

    • Cash advances (local or international) made via ATM or over the counter

    • Transactions from casinos or from merchants engaged in betting or gambling

    • Any type of Bills Payment such as Auto Charge, Charge-on-Demand, utility or recurring bills, loan payments and the like.

    • BDO Internal Installment Programs such as but not limited to EasyPay Balance Transfer, EasyPay Cash Out, Easy Pay Convert, and Cash-It-Easy.

    • Business transactions such as but not limited to (i) direct or multi-level marketing, (ii) from merchants specifically engaged in wholesale and distribution, (iii) professional services.

    • Any transaction used to register or redeem from other ongoing BDO Credit Card Promos

  2. Qualified Cardholder can redeem eGC with the following steps:

    1. Click on REDEEM NOW link and choose eGC from any of the participating merchants listed:

    1. Input unique eGC code for verification

    2. Receive voucher code via SMS from merchant selected.

  3. The eGC will have an expiry date of 60 days from the issuance of the eGC code. The exact expiry date will be stated on the SMS.

  4. The eGC Code will be sent via SMS to the Cardholder’s registered mobile number. If the mobile number registered is incorrect or has not been updated by the Cardholder, they will no longer qualify for this promo.

  5. All purchases must come from one (1) qualified BDO Visa Credit Card only. In computing for the Total Spend Amount, the Principal Cardholder is not allowed to combine his/her purchases with the purchases of his/her Supplementary Cardholder/s (if any) and vice versa.

  6. For Cardholders enrolled in Dual Currency Feature, the spend amount will be computed based on the actual Peso or Dollar value reflected on the billing statement. In cases where Cardholders have transactions in both currencies, the Dollar spend will be converted to Peso using PHP50:USD1 conversion rate.

  7. A qualified Cardholder may only be awarded once under this promotion. eGC awarded is is non-refundable, not convertible to cash, and not replaceable when lost.

  8. BDO reserves the right to charge full cost of eGC on the BDO Visa Credit Card account if said account has been cancelled or converted to another BDO Credit Card or if the qualifying spend is disputed, or cancelled, or is found to be invalid or fraudulent, and / or if the transaction/s was cancelled at a later date.

  9. Cardholder’s transaction/s covered by this program cannot be used in conjunction with and may no longer be used in any other ongoing BDO Credit Card Promo.

  10. All questions and issues of the Cardholder arising from this promo will only be accepted within sixty (60) calendar days after the end of crediting of Cash Back, after which the promotion is considered conclusive.

  11. In case of dispute in respect of but not limited to the Cardholder’s eligibility, coverage of dates, fulfillment, etc. BDO’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the Promo or for any redemption shall be resolved by BDO with the concurrence of DTI.

  12. This Promo is subject to the Terms and Conditions governing the issuance of and use of BDO Credit Cards.



Per DTI Fair Trade Permit No. FTEB 109622, Series of 2020