Credit Card Promos


Travel Now, Pay Later!
Promo Period: September 9 to December 31, 2020
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • American Express Cards issued by BDO


  • Enjoy travel packages at discounted rates with your BDO Credit Card!

  • Avail of 0% interest on 3 months installment term and get billed 3 months later.


Travel Packages and Participating Partners:



For more destinations and travel dates, please contact our partner Travel Agencies.

  • Aboex Travel and Tours

  • International Journeys

  • Reli Tours and Travel

  • Rakso Air Travel and Tours

  • House of Travel

  • Executive Resources

  • Manila International Travel and Tours, Inc.

  • JTB Asia Pacific

  • Cruise Professionals, Inc.

Click here for partner’s contact information.

For other travel agencies, please click here.


Airline Tickets
Avail of international and domestic airline tickets at 0% interest on 3 months installment term and get billed later from Manila International Travel and Tours.


Promo Mechanics:

  1. Promo Period is from September 9 to December 31, 2020.

  2. The Promo is open to all active Principal and Supplementary BDO credit cardholders of Mastercard, Visa, JCB, UnionPay, Diners Club, and American Express Card issued by BDO (“the Cardholders”).

    Corporate Cards, Distribution Cards and Purchasing Cards are not eligible for installment transactions.
  3. Monthly installment due on the Travel Now, Pay Later transactions together with monthly interest and penalty charge (if any), will be billed to the Cardholder starting on the:

    • fourth (4th) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full. (Applicable for the period September 9 to December 31, 2020)

  4. All approved amount of the Travel Now, Pay Later installment transaction/s shall be deducted from the Cardholder's available credit limit.

  5. Qualified cardholders may avail of the Zero Percent (0%) interest for a minimum installment purchase worth P3,000, subject to the minimum installment agreement with the participating Travel Agency.

  6. Participating Travel Agencies have the sole discretion on the item/s and/or term/s and packages applicable for the Zero Percent (0%) offering.

  7. Zero Percent (0%) interest is applicable if the Cardholder pays his / her monthly installment in full.

  8. Offers are likewise subject to the Terms and Conditions of the Travel Agency and the BDO Terms and Conditions Governing the Issuance and Use of the BDO and American Express Credit Cards.

  9. All BDO Credit Card and installment transactions shall be subject to bank approval.

  10. For items not included in the 0% offer, the regular monthly add-on interest rates below shall apply:

    3 2.00% 35.66% 0.333338
    6 1.80% 36.14% 0.184669
    9 1.77% 36.76% 0.128814
    12 1.75% 36.75% 0.100838
    18 2.00% 41.51% 0.075561
    24 2.15% 43.64% 0.06317
    36 2.25% 43.68% 0.050281

Applicable to a minimum of P3,000 /transaction.

Sample Computation:
Total Transactions Amount: P10,000
Installment Term: 12 months

Transaction Amount x Factor Rate = Fixed Monthly Amortization
P10,000 x 0.100838 = P1008.38

  1. Travel packages must be booked within the Promo Period.

  2. For inquiries, bookings or reservations, Cardholders can call the Travel Agency directly.

  3. Prevailing USD-PHP exchange rates at the time of booking shall apply on fares/packages quoted in US Dollars.

  4. The following booking requirements must be met:

      From Manila From Clark
    Domestic International Domestic International
    Booking Period 12 working days prior to travel 21 working days prior to travel 12 working days prior to travel 35 working days prior to travel
    Inclusions Taxes, fuel surcharge and embarkation fee from Manila Taxes, fuel surcharge and Philippine Travel Tax Taxes and fuel surcharge Taxes and fuel surcharge


  5. Fare adjustments are applicable during peak seasons or special holidays.

  6. All full packages require a minimum of two (2) passengers travelling together.

  7. For cruises, minimum of 2 guests travelling together on the same cabin is required.  Rates are exclusive of port charges, NCF, taxes and gratuities.

  8. Complete contact details of the Cardholder/s and passenger/s are required upon booking.

  9. To finalize the booking, Cardholders must completely fill out and sign a Booking Agreement Form, then submit to the Travel Agency. Otherwise, booking request will not be processed.

  10. A copy of valid passport is required for international booking. For domestic travel, a valid ID must be presented upon request of the Travel Agency, the hotel/resort upon check-in, and/or upon airline check-in.

  11. For travel packages that require a Visa, the BDO Credit Cardholder must process the Visa application and comply with any Visa application procedures set by the respective Travel Agency.

  12. Travel Agency shall not be held liable for any omissions to the purchased tour packages brought about by the passengers’ improper travel documentation, improper conduct, invalid credentials, and tardiness, without prejudice to the Philippine Passenger Bill of Rights and the International Airline Transport Association (IATA) Passenger Rights Regulations.

  13. Tour voucher and airline tickets shall be sent through email or faxed to the Cardholders 3 to 4 working days after the finalization and settlement of the transaction amount.

  14. Restricted airline tickets have 8 days validity. Terms & Conditions of International airlines are subject to the IATA Passenger Rights Regulations. In addition, domestic airlines and routes, terms and conditions of the Philippine Passenger Bill of Rights shall also apply.

  15. Approved transactions can no longer be reversed or cancelled. Revisions on and/or rebooking of the tour itinerary may be allowed subject to approval of the Travel Agency.

  16. All changes in finalized bookings are subject to penalties and charges from the airline and tour operator.

  17. No changes can be made 48 hours prior to departure.

  18. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the BDO EasyPay In-store installment transactions, provided that the Cardholder’s total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s pertinent BDO Credit Card. After BDO has approved the Cardholder’s request to charge the full amount of the remaining unbilled monthly amortizations on the installment transaction, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

  19. In case of dispute such as, but not limited to the Cardholder’s eligibility, coverage of dates, fulfilments etc., BDO’s decision shall prevail with prior approval from DTI. All questions or disputes regarding the Cardholder’s eligibility for the Promo or any redemption shall be resolved by BDO at its sole discretion.


Per DTI Fair Trade Permit No. FTEB 23597, Series of 2019