Credit Card Promos

 

Pay tuition on installment!

  1. Exchange assessment forms, tuition or school-related official receipts to CASH via EasyPay Cash Tuition Program*

    • Visit the nearest BDO branch or

    • Call BDO Customer Contact Center at (02) 8631-8000 or 1-800-10-631-8000 (PLDT)

Click here for EasyPay Cash Tuition Program Mechanics.
Click here for list of participating BDO branches.

*Available for Principal Credit Cardholders only

Applicable Fees
Installment Availment Fee* P200 This will be charged for every approved EasyPay Cash Tuition application.
Installment Processing Fee 5% of the total remaining balance or P300,
whichever is higher
This will be charged after BDO has approved Cardholder’s acceleration request.

 

  1. Charge tuition on installment (until April 15, 2021 only)

    • As low as 0.70% monthly add-on rate in all partner schools

    • Pay now and get billed 2 months later on select partner schools

Click here for list of partner schools and training centers.**

**Subject to individual school's policy on face-to-face enrollment guidelines

 

Promo Period
January 1 to April 30, 2021

 

Qualified Cards

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express® Cards

 

 

Promo Mechanics

  1. The Promo is open to all active Principal Credit Cardholders of MasterCard, Visa, UnionPay1, JCB, Diners1 and American Express® Credit Card issued by BDO. Excluded are International Dollar Cards, Corporate Cards, Distribution Cards, Purchasing Cards, and Installment Card.

  2. Promo period is from January 1 to April 30, 2021.

  3. Qualified cardholders can charge tuition and other school-related expenses on installment through the following:

    1. Exchange assessment forms, tuition or school-related official receipts to CASH

      • Visit the nearest BDO branch or

      • Call BDO Customer Contact Center at (02) 8631-8000 or 1-800-10-631-8000 (PLDT)

Click here for EasyPay Cash Tuition Program Mechanics.
Click here for list of participating BDO branches.

*Available for Principal Credit Cardholders only
 

Applicable Fees
Installment
Availment Fee*
P200 This will be charged for every approved EasyPay Cash Tuition application.
Installment
Processing Fee
5% of the total remaining balance or P300, whichever is higher This will be charged after BDO has approved Cardholder’s acceleration request.
  1. Charge tuition on installment (until April 15, 2021 only)

  • As low as 0.70% monthly add-on rate in all partner schools

  • Pay now and get billed 2 months later on select partner schools

Click here for list of partner schools and training centers.**
**Subject to individual school's policy on face-to-face enrollment guidelines.

  1. All transactions must meet a minimum single amount of P3,000.

  2. To get cash from paid or unpaid Tuition expenses, cardholders must:

    • Visit the nearest BDO branch and present his/her Tuition Official Receipts (ORs) / School Assessment Forms / Other School-related Receipts such as smartphones, tablets and laptops with the completely filled out EasyPay Cash Tuition application form. Visit bdo.com.ph/branches-atms-locator for the complete list of participating branches

    • Call BDO Customer Contact Center2 at (02) 8631-8000 (PLDT) or 1-800-10-631-8000 (PLDT) and submit the Tuition ORs / School Assessment Forms / School-related Official Receipts from school supplies

  1. The ORs must meet the following criteria:

    • Must be addressed to “C”, “Cash”, “Student's name”, “Cardholder's name”, “Cardholder’s children”, “Cardholder’s grandchildren”, or “Cardholder’s nieces/nephews” only

    • Must contain the name of the school and its TIN (for Tuition Receipts)

    • ORs from purchasing smartphones, tablets, laptops or any other school-related expenses purchased from bookstores or school supplies stores should reflect cash payment

    • Must not be more than 60 days from OR date

    • May be single or accumulated

    • Credit card payment is not acceptable.

  2. You can get the proceeds in different ways (applicable only to provision 4):

    • Deposited to your Personal BDO Savings or Current Account (approved amount deposited as cash).

    • Deposited to your Personal Non-BDO Savings or Current Account (approved amount deposited as check subject to clearing period).
      Note: Your other bank must have a branch located within Ortigas Area

    • Released to you as CASH, if application was processed via participating branches.

  3. The monthly add-on interest rates below apply:

    Term
    Factor Rate
    Add-On Rate Per Month
    Effective Rate Per Annum
    3
    0.343338077
    1.00%
    17.92%
    6
    0.176667651
    1.00%
    20.29%
    9
    0.121111407
    1.00%
    21.11%
    12
    0.090333829
    0.70%
    15.16%
    18
    0.062559058
    0.70%
    15.37%
    24
    0.048667386
    0.70%
    15.38%
    36
    0.037777833
    1.00%
    21.20%


    Sample Computation:
    Amount to be charged:          P15,000
    Installment term:                    12 months
    Factor rate:                               0.090333829

    Formula: Amount x Factor Rate = Fixed Monthly Amortization*
    P15,000 x 0.090333829 = P1,355.01 per month for 12 months

    *Above computation is presented as a guide to derive the monthly amortization.  Actual monthly amortization may vary slightly due to rounded values.

  4. There may be a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to the rounded values.

  5. An Installment Availment Fee of P200 will be charged for every approved EasyPay Cash Tuition application. The Installment Availment Fee is non-refundable and will be due/payable even if Cardholder decides to pay the entire remaining balance before the end of the payment term.

  6. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay Cash Tuition transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or Php300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

  7. All EasyPay Cash Tuition transactions are subject to credit approval.

  8. All BDO installment transactions are subject to bank approval.

  9. The entire installment transaction amount shall be deducted from the Cardholder's available credit limit.

  10. The Promo offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers, in-store sale, Senior Citizen and PWD cards, and partner’s VIP/membership privileges. In the purchase of goods and services which are on a promotional discount, the senior citizen or person with disability can avail of the promotional discount under this Promo or the discount provided under the Expanded Senior Citizens Act for 2010 or Magna Carta for Disabled Person, whichever is higher.

  11. The Buy Now, Pay Later (BNPL) Installment Program is effective from January 1 – April 15, 2021. The monthly installment due on BNPL transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardholder starting on the third (3rd) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.

  12. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail.  All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO.

  13. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay Cash Tuition transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or Php300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

1UnionPay and Diners Club Credit Cards issued by BDO applied through BDO branches will be processed within 5 banking days.
25 banking days approval


 

Click here for EasyPay Cash Tuition Program Application Form.
Click here for EasyPay Installment Terms and Conditions.
Click here for EasyPay Cash Tuition Program Terms and Conditions.

 

Promo period is from January 1 to April 30, 2021.
DTI Fair Trade Permit Nos. FTEB 111340, Series of 2020 and FTEB 112094, Series of 2021.