Credit Card Promos


Marks and Spencers End of Season Sale
Promo Period: December 26, 2019 to January 2, 2020
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express Cards

  • BDO Debit Cards

Get first dibs on the best deals at the Marks & Spencer End of Season Sale! Enjoy up to 50% OFF on great selections and take advantage of these exciting offers with your BDO Credit or Debit Card.

  • Exclusive preview sale for BDO Cardholders on December 26, 2019

  • Additional 5% discount on sale items from December 26, 2019 to January 2, 2020*
    *Marks & Spencer branches are closed on January 1, 2020

  • Shop at 0% interest on 3 months installment term for a minimum purchase of P3,000 and get billed 3 months later using your BDO Credit Card until December 31, 2019.

Sale continues until February 1, 2020.


Branches: Abreeza, Alabang Town Center, Ayala Center Cebu, Eastwood, Gateway Mall, Glorietta, Greenbelt, Harbor Point Mall, Limketkai Mall, Marquee Mall, Paseo de Sta. Rosa, Robinsons Place Manila, Rockwell, Shangri-La Plaza, SM Aura, SM Lanang, SM Mall of Asia, SM Megamall, SM North Edsa ,Trinoma , Estancia at Capitol Commons and Central Square


Promo Mechanics:

  1. The Promo is open to all active Principal and Supplementary Credit Cardholders of Mastercard, Visa, JCB, UnionPay, Diners Club Credit Cards, BDO-issued American Express Cards and BDO Debit Cardholders.

  2. The Promo runs from December 26, 2019 to January 2, 2020 in all Marks & Spencer branches nationwide.

  3. A BDO Cardholder can enjoy the following offers:

    1. Up to 50% OFF on select items

    2. Additional 5% OFF on sale items

    3. 0% interest on 3 months installment term and get billed 3 months later using your BDO Credit Card until December 31, 2019

  4. To avail of the additional 5% OFF, a BDO Cardholder must charge the total amount of transaction to his/her qualified BDO Card through a BDO point-of-sale terminal.

  5. Offer is not convertible to cash.

  6. The offers cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers of the partner merchant.

  7. All BDO Card transactions are subject to bank approval.

  8. The entire installment transaction amount shall be deducted from the BDO Credit Cardholders available limit.

  9. The Buy Now, Pay Next Year (BNPNY) Installment Program is effective until December 31, 2019 only. The monthly installment due on BNPNY transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardholder starting on the fourth (4th) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.

  10. BDO may, at its sole and absolute option, accommodate a  Credit Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardholder’s total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding installment Processing Fee of 5% of the total remaining balance of Php300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder’s acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

  11. In case of dispute in respect of but not limited to the BDO Cardholder’s eligibility, coverage of dates, fulfillment, BDO’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by BDO.



Per DTI Fair Trade Permit No. FTEB 23523, Series of 2019.