Credit Card Promos


Apply for a BDO Mastercard
Credit Card and get up to P1,500
cash credit when you meet the
minimum spend requirement.



Promo Period

February 1 to July 31, 2021 and is extended until December 31, 2021, as approved by DTI.


Qualified Cards

BDO Platinum, Titanium, Gold, Standard and ShopMore Mastercard issued from February 1 to December 31, 2021



Steps to Join this Promo



Promo Mechanics

  1. The 2021 BDO Mastercard Credit Cards Acquisition Promo (“Promo”) will run from February 1 to July 31, 2021, and is extended until December 31, 2021 (“Promo Period”) as approved by DTI.

  2. The Promo is open to new Principal and Supplementary Cardholders of BDO ShopMore Mastercard, BDO Standard Mastercard, BDO Gold Mastercard, BDO Titanium Mastercard, and BDO Platinum Mastercard Credit Cards whose cards were issued within the Promo Period (“Qualified Card”).

  3. Existing Principal and Supplementary Cardholders of BDO Mastercard Credit Cards with upgraded, downgraded, converted, replaced or renewed cards, whether bank or client-initiated, issued within the Promo Period are NOT eligible to avail of the offer.

  4. To qualify for the Cash Credit (“Promo Offer”):

    1. A minimum spend (single or accumulated receipts) made by either the Principal or the Supplementary Cardholder within the spend period is required. A Principal Card is treated separately from the Supplementary Card. Thus, the Principal and Supplementary Cardholders may qualify separately for the Promo Offer.

Qualified Cards Minimum Spend Requirement Cash Credit
ShopMore Mastercard
Standard Mastercard
Gold Mastercard
P2,000 P500
Titanium Mastercard
Platinum Mastercard
P6,000 P1,500


  1. Spend must be within the prescribed period below. Cash credit shall be posted to the Principal Cardholder’s Account 30 banking days after each spend period or by April 30, 2022, whichever comes first.

    Card Issuance Date Valid Thru Date
    (Expiry Date shown on Card)
    Spend Period
    February 1 to 28, 2021 February 2026 Until May 31, 2021
    March 1 to 31, 2021 March 2026 Until June 30, 2021
    April 1 to 30, 2021 April 2026 Until July 31, 2021
    May 1 to 31, 2021 May 2026 Until August 31, 2021
    June 1 to 30, 2021 June 2026 Until September 30, 2021
    July 1 to 31, 2021 July 2026 Until October 31, 2021
    August 1 to 31, 2021 August 2026 Until November 30, 2021
    September 1 to 30, 2021 September 2026 Until December 31, 2021
    October 1 to 31, 2021 October 2026 Until January 31, 2022
    November 1 to 30, 2021 November 2026 Until February 28, 2022
    December 1 to 31, 2021 December 2026 Until March 31, 2022


  2. All local and international transactions are qualified except for the following:

    • Cash advances made via ATM or over-the-counter

    • Payment services made to social media platforms, cloud service and software providers

    • Transactions for business purposes or classified by BDO as non-personal purposes such as, but not limited to, payment services, mobile payment/mobile wallet transactions and online payment system (such as but not limited to GCash, PayMaya, GrabPay, PayPal, PayMongo,, and the like)

    • Transactions from Casino or from merchants engaged in gambling or other illegal activities

    • Transactions from stock trading, forex trading, financial trading services, remittance and the like

    • BDO Internal Installment Programs such as Balance Transfer, EasyPay Cash and Cash-It-Easy



General Terms and Conditions

  1. A Qualified Card may be awarded with Cash Credit only once under this Promo.

  2. Cash credits are non-transferable and not convertible to cash. Cash credits earned shall be forfeited if the Qualified Card was cancelled, converted to another BDO Credit Card, or found to be delinquent at the time of crediting. BDO shall solely determine if a Cardholder is in good credit standing.

  3. BDO reserves the right to reverse the cash credits previously awarded to the Cardholder if they were inadvertently awarded.

  4. Promo is not valid in conjunction with other discounts, offers, privileges from other BDO Credit Card programs with a concurrent program period, and is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards.

  5. All questions and issues of the Cardholder arising from the promo will be accepted within thirty (30) calendar days from the end of the crediting period or April 30, 2022, after which the promotion is considered conclusive.

  6. In case of dispute, with respect but not limited to the Cardholder’s eligibility, coverage dates, fulfillment, etc., BDO’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the promotion shall be resolved by BDO with concurrence of DTI.


Per DTI Fair Trade Permit No. FTEB-111801, Series of 2021.