Credit Card Promos

Apply today for a BDO JCB Credit Card



Save on Installment Purchases
Promo Period: September 15 to December 15, 2020
Qualified Cards:

  • BDO JCB Lucky Cat

  • BDO JCB Gold

  • BDO JCB Platinum



Get 5% or up to P5,000 rebate for a minimum P10,000 single-receipt installment purchase.


Promo Mechanics:

  1. The promo is open to all Principal and Supplementary Credit Cardholders of BDO JCB Credit Card (BDO JCB Lucky Cat, JCB Gold and JCB Platinum Credit Card).

  2. Promo period is from September 15 to December 15, 2020.

  3. To participate:

    1. Cardholder must enroll within the promo period by indicating the Promo ID sent by BDO via Viber/SMS.

      Cardholder’s contact information must be updated to continue receiving card promotions/advisories. In case cardholder did not receive the promo ID via SMS/Viber, cardholder may call the BDO Customer Contact Center at (02)86318000 to get his/her assigned promo ID.

      Cardholders only need to enroll once within the Promo Period. Complete and accurate information must be provided. Otherwise, incomplete, insufficient or wrong information will invalidate the enrollment and will not be processed.


    2. The Principal Credit Card is treated separately from the Supplementary Credit Card. Thus, both the Principal and Supplementary Cardholder/s are required to enroll to qualify for the promo. As such, enrollment of the Principal Cardholder does not equate to the enrollment of the Supplementary Cardholder/s, and vice versa.

  4. To earn a rebate, cardholders must use their BDO JCB Credit Card within the promo period for a minimum-single receipt of P10,000 on merchant installment for 12, 18 or 24-month installment terms. Online installment purchases (with 12, 18 or 24-month installment terms) are also included.

  5. All installment transactions are qualified for this promo excluding:

    • Local/International Cash Advances made via ATM or over-the-counter

    • Any type of Bills Payment (Auto-charge, Charge-on-Demand, Utility/Recurring Bills, Loan Payment, etc.)

    • Purchases from Gasoline/Service Stations and Utilities (Gas, Electricity, Water, etc.)

    • Transactions from Casino or from merchants engaged in Gambling

    • Transactions from Trading Services/Remittances

    • BDO Internal Installment Programs such as Balance Transfer, EasyPay Cash and Cash-It-Easy

    • Foreign Currency/Overseas Transactions

  6. All qualified installment purchases shall earn 5% rebate. The maximum rebate can be earned per qualified BDO JCB Credit Card (Principal and Supplementary Credit Card accounts are treated separately) is P5,000.

  7. Transactions of Principal and Supplementary cardholder are computed separately for earning of rebates which will be posted to the Principal Cardholder's account within 25 banking days after the promo. This will be shown on the Cardholder's Statement of Account (SOA).

  8. All BDO installment transactions are subject to bank approval. The entire installment amount shall be deducted from the Cardholder’s available credit limit.

  9. BDO JCB Credit Card must be active and of good credit standing at the time of crediting of the rebate, otherwise, the rebate earned shall be forfeited.

  10. Rebates awarded are non-transferable and non-convertible to cash, however, it is treated as a credit or payment for purchases or any outstanding balance on the Card.

  11. Rebates earned will be forfeited if the BDO JCB Credit Card has been cancelled or converted to another BDO Credit Card or has been found to be delinquent.The promo cannot be used in conjunction with other ongoing promotional offers of BDO. Transactions that were already used to redeem treats or rebate or points multiplier from other BDO promotions (e.g. SM 3-Day Sale, Shop Anywhere Anytime, Credit Card Activation Programs, etc.), can no longer be used to avail of the promo and vice versa. If found to have multiple availments, BDO shall have the right to reverse the rebate amount credited to the Cardholder’s BDO JCB Credit Card, at BDO's discretion.

  12. Cardholder must examine their SOA for any error/s related to the Promo (e.g. rebate computation, awarding of rebate). All questions and issues from the promo will be accepted within sixty (60) calendar days from crediting of rebate, after which the promotion is considered conclusive.

  13. BDO reserves the right to reverse the rebate awarded to the Principal and Supplementary Cardholder in the event that the qualifying transactions were cancelled at a later date or if the transaction is found to be invalid or fraudulent or a reversal of entry is made on any of the qualified transactions or there was an error in the computation and/or posting of the rebate.

  14. In case of dispute, in respect of but not limited to the Cardholder’s eligibility, coverage of dates, transaction qualification, fulfillment, BDO’s decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the promotion shall be resolved by BDO with the concurrence of DTI.

  15. All BDO installment transactions are subject to bank approval and subject to EasyPay Installment’s Terms and Conditions.

  16. The promo is subject to the General Terms and Conditions governing the issuance and use of BDO Credit Cards.


Click here for details on Buy Now Pay Next Year Installment Program.


Per DTI Fair Trade Permit No. FTEB-103128, Series of 2020.