Credit Card Promos

 

Hospital bills on easy Installment!

  • Zero percent (0%) interest on installment on select hospital service/s and/or packages

  • As low as 0.75% for regular installment

  • Pay now and get billed 2 months later


Promo Period
January 1 to April 15, 2021

 

Qualified Cards

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express Card


 

Promo Mechanics

  1. The Hospital Installment Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Cards.  Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.

  2. Offer runs from January 1 to April 15, 2021 at partner hospitals nationwide.

  3. Qualified BDO Credit Cardholders may avail of installment offers subject to partner hospital's applicable terms and conditions:

    • Zero percent (0%) interest on installment

    • As low as 0.75% add-on rate per month
      (for items/services/packages not included in the 0% installment offer)

TERM MONTHLY ADD-ON RATE ANNUAL EFFECTIVE RATE FACTOR RATE
3 1.00% 17.92% 0.343338077
6 1.00% 20.29% 0.176667651
9 1.00% 21.11% 0.121111407
12 0.75% 16.22% 0.090834999
18 0.75% 16.43% 0.063059857
24 0.75% 16.43% 0.049168817
36 1.00% 21.20% 0.037777833
  • Pay now and get billed 2 months later

Sample Computation:
Amount to be charged: P15,000
Installment term: 12 months
Factor rate: 0.090834999


Formula:
Amount   X  Factor Rate =  Fixed Monthly Amort
P15,000  X  0.090834999 =  P1,362.53 per month for 12 months

  1. The offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers, Senior Citizen & PWD cards and hospital partner's VIP/Member privileges.  In the purchase of goods and services which are on a promotional discount, the senior citizen or person with disability can avail of the promotional discount under this Promo or the discount provided under the Expanded Senior Citizens Act for 2010 or Magna Carta for Disabled Person, whichever is higher.

  2. All BDO installment transactions are subject to bank approval.

  3. The entire installment transaction amount shall be deducted from the Cardholder's available credit limit.

  4. The Buy Now, Pay Later (BNPL) Installment Program is effective from January 1 to April 15, 2021. The monthly installment due on BNPL transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardholder starting on the third (3rd) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.

  5. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail.  All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO.

  6. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

 

Click here for list of participating hospitals.
Click here for the EasyPay Terms and Conditions.

 

Per DTI Fair Trade Permit No. FTEB 110901, Series of 2020.