Credit Card Promos


Charge medical bills on installment with your BDO Credit Card!

  • As low as 0.75% monthly add-on-rate in all partner hospitals

  • Zero percent (0%) interest on installment at select partner hospital

  • Pay now and get billed later

    • Get billed 2 months later for April 16 to September 8, 2021 transactions

    • Get billed 3 months later for September 9 to December 31, 2021 transactions

Click here for list of hospital partners.


Promo Period
April 16 to December 31, 2021


Qualified Cards

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express® Card



Promo Mechanics

  1. The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Cards.  Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.

  2. The Offer is available from April 16 to December 31, 2021 at participating hospitals (on-site). Qualified BDO Credit Cardholders must swipe their BDO Credit Card at Point-of-Sale to transact.

  3. Qualified BDO Credit Cardholders can avail of the following offers:

    • As low as 0.75% monthly add-on rate in all partner hospitals 

    • 0% interest on installment at select partner hospital
      (on select medical service/s and/or packages)

    • Pay now and get billed later

      • Get billed 2 months later for April 16 to September 8, 2021 transactions

      • Get billed 3 months later for September 9 to December 31, 2021 transactions

  4. Partner hospitals have sole discretion on the term(s) and/or item(s)/service(s) applicable for the 0% installment offer.

  5. For item(s)/service(s) not included in the 0% offer, monthly add-on interest rates below apply:

    Term Add-On Rate per Month Effective Rate per Annum Factor Rate
    3 months 1.00% 17.92% 0.343338077
    6 months 1.00% 20.29% 0.176667651
    9 months 1.00% 21.11% 0.121111407
    12 months 0.75% 16.22% 0.090834999
    18 months 0.75% 16.43% 0.063059857
    24 months 0.75% 16.43% 0.049168817
    36 months 1.00% 21.20% 0.037777833

Sample Computation:

  1. Amount to be charged: P15,000

  2. Installment Term: 12 months

  3. Factor Rate: 0.090834999

  4. Monthly Amortization: Amount X Factor Rate
    P15,000 X 0.090834999
    P1,362.53 per month for 12 months

  5. Total Installment Price: Monthly amortization X Term
    P1,362.53 per month X 12

  1. There may be a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to the rounded values.

  2. All BDO installment transactions are subject to bank approval.

  3. The entire installment transaction amount and inetrest shall be deducted from the Cardholder's available credit limit.

  4. The Buy Now, Pay Later (BNPL) Installment Program is effective on the following dates:

    Transaction Date Start of 1st billing
    April 16 to September 8, 2021 3rd statement cycle
    September 9 to December 31, 2021 4th statement cycle

    The monthly installment due on BNPL transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardholder based on the above schedule and every month thereafter until the total amount payable is paid in full.

  5. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail.  All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO.

  6. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.


Click here for EasyPay Installment Terms and Conditions.


DTI Fair Trade Permit No. FTEB 117278, Series of 2021.