Credit Card Promos


Recreate your space! Buy Now, Pay Next Year
Promo Period: September 15 to December 31, 2020
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards
  • BDO-issued American Express Card



  • 0% interest on installment for up to 24 months
  • Exclusive discount and / or free item(s)
  • Buy now and get billed 3 months later


Promo Mechanics:

  1. The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Cards.  Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.

  2. The Promo is available at participating partner stores from September 15 to December 31, 2020.

  3. Qualified cardholders may avail of the following offers:

  • 0% interest on installment for up to 24 months

  • Exclusive discount and / or free item(s)

  • Buy Now, Pay Next Year to be billed 3 months later

  1. The promotional discount and/or free item(s) is not convertible to cash, discount or other item(s).

  2. To redeem the free item(s), BDO Credit Cardholder must present the original customer's copy of the BDO installment transaction charge slip and the qualified sales invoice at the store's payment counter until March 1, 2021.

  3. Cardholders with lost/stolen or faded/unreadable BDO installment charge slip will not be allowed to redeem.  BDO and participating stores are not obliged to recognize or replace lost or faded charge slip(s) for purposes of item(s) redemption.

  4. Redemption of free item(s) from split transactions is not allowed.

  5. BDO reserves the right to charge the cost of the free item(s), at prevailing retail price, to the Cardholder's credit card account or collect the cost from the Cardholder if he/she cancels the installment transaction at a later date or if Cardholder made an invalid redemption.

  6. The Promo cannot be used in conjunction with the store's other promotional offers, in-store sale or discounts, privileges and VIP cards, and shall be subject to the existing store's terms and conditions.

  7. The Buy Now, Pay Next Year (BNPNY) Installment Program is effective from September 15 to December 31, 2020. The monthly installment due on BNPNY transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardholder starting on the fourth (4th) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.

  8. All BDO installment transactions are subject to bank approval.

  9. The entire installment transaction amount shall be deducted from the Cardholder's available credit limit.

  10. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

  11. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail.  All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO.


Click here for list of participating partner stores and offers.
Click here for EasyPay Installment Terms and Conditions


Per DTI Fair Trade Permit No. 06240, Series of 2020.