Credit Card Promos

 

Get a special cash credit for a corresponding single or accumulated spend requirement using an eligible American Express Card from March 1 to April 30, 2021.

The promotion is exclusive to SELECT Cardmembers who received the Viber/SMS promotion announcement.


Promo Period
March 1 to April 30, 2021


Qualified Cards
SELECT Cardmembers of the following American Express Cards issued by BDO:

  • American Express® Platinum Credit Card

  • Cathay Pacific American® Express Elite Credit Card

  • American Express® Cashback Credit Card

  • American Express® Gold Credit Card

  • American Express® Credit Card

  • Cathay Pacific American® Express Credit Card

  • Blue from American Express

 


 

How to Avail

 

 

Promo Mechanics

  1. The promotion is open to select Cardmembers of the following American Express® Cards issued by BDO whose accounts are active and of good credit standing (e.g. no past due) and who have received this promotion announcement (via Viber or SMS) through their registered mobile numbers:

  • American Express® Platinum Credit Card

  • Cathay Pacific American® Express Elite Credit Card

  • American Express® Cashback Credit Card

  • American Express® Gold Credit Card

  • American Express® Credit Card

  • Cathay Pacific American® Express Credit Card

  • Blue from American Express

  1. The promotion/spend period is from March 1 to April 30, 2021.

  2. The select* Cardmembers must use their eligible Card to purchase and reach the corresponding single or accumulated spend requirement during the promotion/spend period, to automatically earn the corresponding Cash Credit.


    *Cardmembers who have been selected to receive the promotion announcement via Viber/SMS. For Cardmembers with multiple American Express Cards, refer to the sent promotion announcement to know the eligible Card, cash credit entitlement and corresponding spend requirement.

    For Dual Currency Feature, Peso and Dollar spend, the total spend requirement computation will be based on Peso value. Dollar transactions will be converted to Philippine Peso based on the set exchange rate of P50 = $1. The resulting amount will then be added to the total qualified Peso transactions. Account status must be with no past due obligation during the promotion period until crediting of the Cash Credit. Cash Credit will be credited to the Peso account only.

  3. Only the pre-selected Cardmembers will automatically earn the corresponding Cash Credit upon meeting their Cards’ corresponding spend requirement. The Cardmember will only receive the Cash Credit once during the promotion, regardless if the spend is over and beyond the minimum spend requirement.

    Example:


     
  4. All local and overseas retail, installment, online, and Mail Order / Telephone Order (MOTO) transactions are qualified.

  5. The following transactions are excluded from the promotion:

  • Cash Advances made via ATM or over-the-counter.

  • Any type of bills payment, such as Auto-charge, Charge-on-Demand, Utility bills, Recurring Bills, Loan Payments, and the like.

  • Purchases from Utilities-Gas, Electric, Water Etc

  • Transactions from Casinos or from merchants engaged in betting or gambling, including lottery tickets, off-track betting and wagers at race tracks and the like.

  • Cryptocurrencies

  • Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like.

  • BDO Installment transactions such as Balance Transfer, EasyPay Cash, EasyPay Convert, Cash-it-Easy, and the like.

  • Any transaction used to register or redeem from other on-going American Express and BDO Credit Card Promos.

  1. For installment purchases, the principal/full purchase amount will be considered in the computation of spend.

  2. Earning and Crediting of Cash Credit

  • No registration is required for this promotion. The Cardmember will automatically earn the corresponding Cash Credit upon meeting the spend requirement.

  • The Cardmember must be active and of good credit standing at the time of crediting of Cash Credit, otherwise the Cash Credit will be forfeited.

  • The Basic Card account is treated as separate from the Supplementary Card account. Thus, the Basic and Supplementary Cardmember/s are not allowed to combine their purchases to qualify for the promotion.

  • The Cash Credit earned by the Basic and Supplementary Cardmember/s will be rounded down to 2 decimal places and will be credited to the Basic Cardmember’s account on or before June 30, 2021 and will be reflected in the Statement of Account (SOA) with transaction description “Amex Special Cash Credit Offer”. An SMS notification (using the mobile number registered with BDO) will be sent to the Cardmembers upon successful posting of the Cash Credit.

  • The Cardmember may examine their SOA for any error/s related to the Promotion (e.g. Cash Credit computation, non-awarding of Cash Credit, etc.). All questions and issues arising from this Promotion will be accepted within sixty (60) calendar days from posting of Cash Credit. If no discrepancy is reported by the Cardmember within sixty (60) days after the Cash Credit were credited or should have been credited, the Cash Credit will be considered correct.

  1. The Promotion cannot be used in conjunction with other on-going promotion of BDO and American Express.  If there are multiple promotions running simultaneously, the Card is eligible to earn in one (1) promotion only.  A Cardmember’s purchase that has been used to redeem the Cash Credit will be automatically tagged as redeemed and may no longer be used to avail of other BDO and American Express Promos (e.g. BDO Spend Anywhere promo, SM 3-Day Sale, SM Affiliates Rebate Offers, Cash Back Offers, Rewards Multiplier etc). If found to have double/multiple redemptions, BDO reserves the right to charge-back the cost of the Cash Credit amount to the corresponding account, at BDO’s discretion or directly collect the cost from the Cardmember. Similarly, if any or all of the qualifying transaction/s are cancelled/reversed or found to be invalid of fraudulent at a later date, BDO will charge-back the Cash Credit posted to his/her Card or directly collect the cost from the Cardmember.

  2. The Cash Credit is non-transferrable, non-refundable, and not convertible to cash. It is treated as a credit or payment on any outstanding balance on the Cardmember’s account.

  3. In case of dispute pertaining to Cardmember’s eligibility, BDO’s decision will prevail.  All questions or disputes regarding the promotion shall be resolved by BDO in concurrence with DTI.

  4. In case of any question about any of the provisions of this promotion, the interpretation of BDO shall prevail, in concurrence with DTI.

  5. The Terms and Conditions governing the issuance and use of American Express Cards issued by BDO will apply.

 

Per DTI Fair Trade Permit No. FTEB-114642 Series of 2021.