Credit Card Promos


50% OFF on fine jewelry
Promo Period: February 1 – April 30, 2018
Qualified Cards:

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • American Express Cards issued by BDO



  • Absolutely 0% interest up to 12 months installment term

  • 50% OFF on fine jewelry

  • FREE leather cuff for a minimum installment purchase of P50,000


Cinderella, Glorietta 3 SM Cebu SM Pampanga
Robinsons Bacolod SM Clark SM Seaside
Robinsons Cebu SM Delgado SM Southmall
Robinsons Galleria SM Fairview SM Taytay
Robinsons Iloilo SM Iloilo Sta. Lucia East Mall
Robinsons Manila SM Mall of Asia Starmall Alabang
SM Bacolod SM Manila Starmall EDSA
SM Baguio SM North EDSA V-Mall Greenhills



Promo Mechanics:

  1. The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Credit Cards.  Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.

  2. The Promo will run from February 1 – April 30, 2018.

  3. The Promo is available in all branches of Karat World nationwide.

  4. Qualified BDO Credit Cardholders may avail of Absolutely 0% interest up to 12 months installment term

  5. Qualified BDO Credit Cardholders can get 50% discount on all fine jewelry.

  6. Qualified BDO Credit Cardholders can get a free leather cuff for a minimum installment purchase of P50,000.

  7. The free item is not convertible to cash, discount or other item(s).

  8. To redeem the free item(s), BDO Credit Cardholder must present the original customer's copy of the BDO installment transaction charge slip and the qualified sales invoice at the store's payment counter on the same transaction date.  BDO Credit Cardholder must sign the Gift Redemption Form to acknowledge receipt of the free item(s).

  9. If the BDO Credit Cardholder fails to redeem the free item at the same date of purchase, Karat World will advise the exact date when they can redeem the free item at the same branch of purchase.

  10. Cardholders with lost/stolen or faded/unreadable BDO installment charge slip will not be allowed to redeem.  BDO and Karat World are not obliged to recognize or replace lost or faded charge slip(s) for purposes of item(s) redemption.

  11. Redemption of free item(s) from split transactions is not allowed.

  12. BDO reserves the right to charge the cost of the free item, at prevailing retail price, to the Cardholder's credit card account or collect the cost from the Cardholder if he/she cancels the installment transaction at a later date or if Cardholder made an invalid redemption.

  13. The promotional discount is not convertible to cash or item(s).

  14. The offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers by the partner merchant.

  15. The Promo cannot be used in conjunction with the store's other promotional offers, in-store sale or discounts, privileges and VIP cards, and shall be subject to the existing store's terms and conditions.

  16. All BDO installment transactions are subject to bank approval.

  17. The entire installment transaction amount shall be deducted from the Cardholder's available credit limit.

  18. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail.  All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO.


Click here for the list of EasyPay Installment Terms & Conditions.



Per DTI-FTEB Permit No.0596, Series of 2018.