Credit Card Promos


Be one of 20 lucky winners of P25,000! Earn 1 raffle entry every time you pay bills in any of the select billers with your BDO Credit Card. PLUS, get P200 cash credit for each bill enrolled to BDO Auto Charge.


Promo Period
Aug 5, 2021 to Sep 30, 2021

Qualified Cards

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express Cards



Promo Mechanics

  1. Promotion is open to all active and current Principal credit cardholders of MasterCard, Visa, JCB, UnionPay, Diners Club International and American Express Cards issued by BDO (except Installment Card, Corporate Card, Purchasing Card, Distribution Card and American Express International Dollar Card).

  2. Promo period is from August 5 to September 30, 2021.

  3. Bills Payment Raffle Promo

  1. Earn 1 raffle entry for each bill paid at any of the select billers via the following payment channels:

  1. BDO Auto Charge

  2. BDO Charge-on-Demand

  3. BDO Automatic Debit Arrangement (ADA) through biller

  4. Online payments through biller's website or mobile app using your BDO Credit Card

  1. Each transaction made to the following billers starting 12:00 AM of August 5, 2021 to 11:59 PM of September 30, 2021 are qualified to earn a raffle entry.

1 Allianz PNB Life 21 Manulife Philippines
2 Autosweep RFID 22 MAPFRE
3 Axa Phil / Charter Ping An 23 Maynilad
4 Bantay Bata 163 24 Meralco
5 Bayantel 25 Metropolitan Cebu Water District (MCWD)
6 Cablelink 26 Netflix
7 Childhope 27 Paramount Life
8 Converge ICT 28 PGA Insurance
9 Easytrip Services Corp. 29 Philamlife
10 First Laguna Electric Cooperative, Inc. 30 Pioneer Insurance
11 Generali Life Insurance 31 PLDT
12 Globe 32 Pru Life UK
13 Grepalife 33 Royal Cablevision
14 Hands On Manila 34 Sky Cable
15 Haribon Foundation 35 Smart
16 Insular Life 36 Sun Cellular
17 Justpayto 37 Sunlife Of Canada Phils
18 Laguna Aquatech Resources Corp. (LARC) 38 Tagaytay Highlands
19 Laguna Water District 39 Viu
20 Manila Water    
  1. Raffle draw will be on October 13, 2021 at BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, Mandaluyong City in the presence of a DTI representative. 

  2. Twenty (20) cardholders will be selected via electronic raffle draw and each winner will get a P25,000 cash credit, net of tax. Cardholder can only win once.

  3. BDO will notify the winners on or before October 31, 2021 through the following:

  • Registered mail at enrolled present address

  • SMS

  • Email

The raffle prize will be reflected on the winner’s Statement of Account on or before October 31, 2021.

  1. Auto Charge Cash Credit

  1. Get P200 cash credit for every new successful BDO Auto Charge enrollment, on top of your earned raffle entries for paid bills.

  2. Enrollments from the following Auto Charge merchant partners are qualified.

    1 Bantay Bata 163 10 Maynilad
    2 Bayantel 11 Meralco
    3 Cablelink 12 Pioneer Insurance
    4 Childhope 13 PLDT
    5 Converge ICT 14 Skycable
    6 Globe 15 Smart
    7 Hands On Manila 16 Sun Cellular
    8 Haribon Foundation 17 Tagaytay Highlands
    9 Manila Water    
  3. BDO cardholders can enroll via any of the following channels:

  1. Text AC to 225678 (SMS is free of charge. 1 SMS per enrollment only.)

  2. Go to and log on to BDO Online Banking

  3. Call 8631-8000 

Visit for more details on the Auto Charge enrollment process.

  1. Only new enrollments are qualified. Re-enrollments are not valid to join. Utility bills already enrolled in any BDO Auto Charge or Auto Debit Arrangement facility are not qualified.

  2. The cash credit will be reflected on the enrolled Principal cardholder’s Statement of Account on or before November 5, 2021.

  3. Cardholder cannot cancel enrollment within twelve (12) months from date of enrollment otherwise, the pro-rated cost of the cash credit will be charged to his principal account and will be reflected on his Statement of Account. 

  4. BDO reserves the right to charge the cost of the cash credit previously credited to the Cardholder if the qualifying enrollment is found to be invalid or fraudulent or if the cash credit was erroneously made.

  1. Account must be active and without past due obligation during the promo period until the cash credit is given under the promo. Delinquent accounts will no longer be eligible to receive cash credit.

  2. The raffle prize and the cash credit are non-convertible to cash, cash advance or other products and cannot be considered as a payment for BDO Credit Card balance.

  3. Promo is not valid in conjunction with other BDO discounts, offers, privileges or promos. 

  4. In case of dispute, the decision of BDO with the concurrence of DTI shall be considered final.

  5. All questions and issues arising from the promo will be accepted within sixty (60) calendar days from the end of the promo period, after which the promotion is considered conclusive.

  6. Cardholder agrees to hold BDO, their respective directors, officers, employees and agents, free and harmless from any loss, injury or damage caused by his/her participation in the promo or acceptance and/use of the cash credit.

  7. Employees of BDO and their affiliates, advertising partners, accredited service providers, media agencies, public relations, including their relatives up to second degree of consanguinity or affinity are disqualified from joining the promo. 



Per DTI Fair Trade Permit No. FTEB-124836, Series of 2021