EasyPay Cash Out

Get CASH with EasyPay Cash Out and enjoy low monthly add-on rate of 0.99%
for 12 months installment term with your BDO Credit Card!


Plus, get billed 1 month later with BDO Online Banking application!


Apply now!

Availment Channels How To Apply
BDO Branch*

Visit your nearest BDO branch and apply!

Click here to know the BDO branch near you

BDO Customer Contact Center* Call (02) 8631-8000
BDO Online Banking**

Apply thru BDO Online Banking


Not yet Enrolled to BDO Online Banking? Enroll Now!


View BDO Online Banking Step-by-Step Guide

*For BDO Branch and BDO Customer Contact Center application, minimum transaction amount is P5,000
**For BDO Online Banking application, minimum transaction amount is P10,000

Choose the most convenient term for you.

For a minimum amount of P5,000:


Factor Rate

Add-On Rate Per Month

Effective Rate Per Annum


0.343338077 1.00% 17.92%
6 0.176667651 1.00% 20.29%
9* 0.121111407 1.00% 21.11%
12 0.093233800 0.99% 21.25%


0.065559120 1.00% 21.65%
24 0.051670980 1.00% 21.58%
36* 0.037777833 1.00% 21.20%

* 9 and 36 month installment terms are not available for BDO Online Banking application.

  • Sample computation for EasyPay Cash Out amount of P10,000 for 12 months.

 EasyPay Cash Out Amount   x    Factor Rate   =    Fixed Monthly Amortization*
                          P10,000    x    0.093233800       =    P932.34 per month for 12 months

*Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values.


Applicable Fees
Installment Availment Fee P200 This will be charged for every approved EasyPay Cash Out application.
Installment Processing Fee 5% of the total remaining balance or P300, whichever is higher This will be charged after BDO has approved Cardholder’s acceleration request.


  • An Installment Availment Fee of P200 will be charged for every approved EasyPay Cash Out application. The Installment Availment Fee is non-refundable and will be due/payable even if Cardholder decides to pay the entire remaining balance before the end of the payment term.

  • Monthly installments due on the EPCash Out applications together with monthly interest and penalty charge, if any, shall be billed to the Cardholder and shall commence on the Cardholder’s next statement date and every month thereafter until the total amount payable is paid in full. Monthly installment due on the EasyPay Cash Out via BDO Online Banking transaction together with monthly interest and penalty charge (if any) will be billed to the cardholder starting on the second (2nd) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.

  • Total principal amount with interest should be within the cardholder's available credit limit.

  • Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.

  • For branch application, accomplish EasyPay Cash Out request form provided by branch personnel and present two (2) valid IDs for verification.

  • For BDO Online Banking application, accomplish form and upload only one (1) valid ID for verification. Instead of uploading Official Receipts, uploading one (1) valid ID for verification is necessary to ensure application processing.

  • Offer is valid from January 1 to March 31, 2021. Per DTI Fair Trade Permit No. FTEB 111356, Series of 2020.


Promo Mechanics for 2020 EasyPay Cash Out Promotion applications via BDO Branches, Customer Contact Center and BDO Online Banking

Terms and Conditions