Peso Checking Account

Secure your payments/disbursements via cheque and also enjoy the convenience of an ATM Debit card.


Details Personal         Commercial
Minimum Initial deposit Php 5,000.00
Minimum MADB* requirement Php 5,000.00
Minimum MADB* to earn interest N/A
Interest rate per annum N/A



Details Personal Commercial
Account closure within 30 days
from opening date
Php 300.00 Php 300.00
Falling below minimum MADB* for two (2) consecutive months Php 300.00 Php 300.00
Dormancy fee** Php 300.00 Php 300.00
Withholding tax for interest earned N/A N/A
Cost of Checkbook Php 175.00 Php 350.00
SPO Application / Filing Fee Php 200.00 Php 200.00

*MADB - Monthly Average Daily Balance
**Dormancy fee - Dormancy fee is charged only if a dormant account's balance falls below the required minimum MADB. Account is tagged dormant if there is no client-initiated transaction within 12 months for checking accounts and within 24 months for savings accounts.

For more information, please feel free to call  BDO Customer Contact Center at 631-8000 or visit your preferred BDO Branch.


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Member: PDIC, Maximum Deposit Insurance for Each Depositor P500,000
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