EasyPay Convert

 

Convert your recent transactions to installment!
Plus, get billed 1 month later!

 

Availment Channels For PHP & USD Conversion
BDO Online Banking

Apply thru BDO Online Banking.

 

Not yet Enrolled to BDO Online Banking? Enroll Now!

 

View BDO Online Banking Step-by-Step Guide

Customer Contact Center Call (02) 8631-8000

 

NOTE: To avoid duplicate processing of EasyPay Convert request, please ensure that transaction for conversion should be made through only one (1) application channel. Kindly wait five (5) banking days for the status of application.

 

Choose the most convenient term for you.

 

PHP

 

For a minimum transaction of Php 3,000 (via BDO Online Banking):

Term Factor Rate Add-On Rate Per Month Effective Rate
Per Annum
3 0.343338077

1.00%

17.92%
6 0.176667651

1.00%

20.29%
12 0.092137489 0.88% 18.96%
18 0.064360104 0.88% 19.16%
24 0.050466939 0.88% 19.12%

Sample Computation for an EasyPay Convert PHP amount of P25,000 for 24 months
EasyPay Convert PHP Amount x Factor Rate = Monthly Amortization*
P25,000 x 0.050466939 = P1,261.67 per month for 24 months

 

For a minimum transaction of Php3,000 (via Customer Contact Center):

Term

Factor Rate

Add-On Rate Per Month

Effective Rate Per Annum
3 0.343338077 1.00% 17.92%
6 0.176667651 1.00% 20.29%
9 0.121111407 1.00% 21.11%
12 0.093334686 1.00% 21.46%
18 0.065559120 1.00% 21.65%
24 0.051670980 1.00% 21.58%
36 0.037777833 1.00% 21.20%

Sample Computation for an EasyPay Convert PHP amount of P25,000 for 24 months
EasyPay Convert PHP Amount x Factor Rate = Monthly Amortization*
P25,000 x 0.051670980 = P1,291.77 per month for 24 months

 

To compute for the monthly amortization of your desired installment amount and term, click here to access the calculator.

*Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values.
 

  • Monthly installment due on the EasyPay Convert applications with 1 month billing holiday together with monthly interest and penalty charge (if any) will be billed to the cardholder starting on the second statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
     
  • For BDO Online Banking application, 9 and 36 month installment terms are not available.
     
  • Offer is valid until September 30, 2021 only. Per DTI Fair Trade Permit No. FTEB-121198, Series of 2021.
     
  • Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.

 

 

USD

 

For a minimum USD transaction of $200 (via BDO Online Banking):

Term Factor Rate Add-On Rate Per Month Effective Rate
Per Annum
3

0.343338077

1.00%

17.92%
6

0.176667651

1.00%

20.29%
12

0.092137489

0.88% 18.96%
18

0.064360104

0.88% 19.16%
24

0.050466939

0.88% 19.12%

Sample Computation for an EasyPay Convert USD amount of $800 for 24 months
EasyPay Convert USD Amount x Factor Rate = Monthly Amortization*
$800 x 0.050466939 = $40.37 per month for 24 months

 

For a minimum USD transaction of $200 (via Customer Contact Center):

Term Factor Rate Add-On Rate Per Month Effective Rate
Per Annum
3

0.343338077

1.00% 17.92%
6

0.176667651

1.00% 20.29%
9 0.121111407 1.00% 21.11%
12

0.093334686

1.00% 21.46%
18 0.065559120 1.00% 21.65%
24

0.051670980

1.00% 21.58%
36 0.037777833 1.00% 21.2%

Sample Computation for an EasyPay Convert USD amount of $800 for 24 months
EasyPay Convert USD Amount x Factor Rate = Monthly Amortization*
$800 x 0.051670980 = $41.34 per month for 24 months

 

To compute for the monthly amortization of your desired installment amount and term, click here to access the calculator.

*Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values.
 

  • Monthly installment due on the EasyPay Convert applications with 1 month billing holiday together with monthly interest and penalty charge (if any) will be billed to the cardholder starting on the second statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
     
  • For BDO Online Banking application, 9 and 36 month installment terms are not available.
     
  • Offer is valid until September 30, 2021 only. Per DTI Fair Trade Permit No. FTEB-121198, Series of 2021.
     
  • Please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.

 

Additional Reminders

  • Total add-on interest should be within the cardholder's available credit limit.
     
  • Transaction should be single-receipt purchase of at least Php3,000 or USD200.
     
  • Transactions not allowed for EasyPay Convert :
    • Any transaction associated with Gambling
    • Cash Advance transactions
    • Money Transfers or any similar cash transaction
    • Other BDO installment transactions like 0% Interest, EasyPay Regular Installment, etc.

 

Promo Mechanics for PHP and USD applications via BDO Online Banking and Customer Contact Center

Terms and Conditions