EasyPay Convert

 

Convert your purchases in EASY installments!

 

Availment Channels For PHP & USD Conversion
BDO Online Banking

Apply thru BDO Online Banking.

Select More Services > Credit Card Services > Request > EasyPay Convert

 

Not yet Enrolled?

After enrollment, select More Services > Credit Card Services > Request > EasyPay Convert

Customer Contact Center Call (02) 8631-8000

 

Choose the most convenient term for you.

 

PHP

 

For a minimum transaction of Php 3,000 (via BDO Online Banking):

Term Factor Rate Add-On Rate Per Month Effective Rate
Per Annum
3 0.348337470 1.50% 26.81%
6 0.181671425 1.50% 30.24%
12 0.092137489 0.88% 18.96%
18 0.064360104 0.88% 19.16%
24 0.050466939 0.88% 19.12%

 

For a minimum transaction of Php3,000 (via Customer Contact Center):

Term

Factor Rate

Add-On Rate Per Month

Effective Rate Per Annum
3 0.348337470 1.50% 26.81%
6 0.181671425 1.50% 30.24%
12 0.095836960 1.25% 26.63%
18 0.068058532 1.25% 26.76%
24 0.054167533 1.25% 26.58%

 

  • How to compute for your PHP monthly amortization

    Availment Channel:                                BDO Online Banking

    Amount to be converted:                        P25,000
    Installment Term:                                    24 months
    Factor Rate:                                             0.050466939

    Formula:  Amount  x  Factor Rate      =  Monthly Amortization*
                      P25,000 x  0.050466939   =  P1,261.67 per month for 24 months

    Availment Channel:                               Customer Contact Center

    Amount to be converted:                        P25,000
    Installment Term:                                    24 months
    Factor Rate:                                             0.054167533

    Formula:  Amount  x  Factor Rate      =  Monthly Amortization*
                      P25,000 x  0.054167533   =  P1,354.19 per month for 24 months

    *Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values.
     

  • Offer is valid from December 31, 2020 only. Per DTI Fair Trade Permit No. FTEB 05992, Series of 2020.
     
  • For PHP conversion, please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE and enrolled in BDO Online Banking.

 

 

USD

 

For a minimum USD transaction of $200 (via BDO Online Banking):

Term Factor Rate Add-On Rate Per Month Effective Rate
Per Annum
3

0.348337470

1.50%

26.81%
6

0.181671425

1.50% 30.24%
12

0.092137489

0.88% 18.96%
18

0.064360104

0.88% 19.16%
24

0.050466939

0.88% 19.12%

 

For a minimum USD transaction of $200 (via Customer Contact Center):

Term Factor Rate Add-On Rate Per Month Effective Rate
Per Annum
3

0.348337470

1.50% 26.81%
6

0.181671425

1.50% 30.24%
12

0.095836960

1.25% 26.63%
18

0.068058532

1.25% 26.76%
24

0.054167533

1.25% 26.58%

 

  • How to compute for your USD monthly amortization

    Availment Channel:                                BDO Online Banking

    Amount to be converted:                        $800
    Installment Term:                                    24 months
    Factor Rate:                                             0.050466939

    Formula:  Amount  x  Factor Rate   =  Monthly Amortization*
                      $800 x  0.050466939      =  $40.37 per month for 24 months

    Availment Channel:                              Cutomer Contact Center

    Amount to be converted:                       $800
    Installment Term:                                   24 months
    Factor Rate:                                            0.054167533

    Formula:  Amount  x  Factor Rate   =  Monthly Amortization*
                      $800 x  0.054167533      =  $43.33 per month for 24 months

    *Above computation is presented as a guide to derive the monthly amortization. Actual monthly amortization may vary slightly due to rounded values.
     

  • Offer is valid from December 31, 2020 only. Per DTI Fair Trade Permit No. FTEB 05992, Series of 2020.
     
  • For USD conversion, please ensure that the BDO Credit Card (including card replacement/renewal) used for your application is ACTIVE.

 

Additional Reminders

  • Total add-on interest should be within the cardholder's available credit limit.
     
  • Transaction should be single-receipt purchase of at least Php3,000 or USD200.
     
  • Transactions not allowed for EasyPay Convert :
    • Any transaction associated with Gambling
    • Cash Advance transactions
    • Money Transfers or any similar cash transaction
    • Other BDO installment transactions like 0% Interest, EasyPay Regular Installment, etc.
       

Promo Mechanics for PHP and USD applications via BDO Online Banking and Customer Contact Center.

Terms and Conditions