BUY NOW, PAY LATER

Qualified BDO Credit Cardholders may avail of these BUY NOW, PAY LATER options in over 19,000 in-store or online partners:

  • 0% interest up to 24 months term or

  • Regular installment with a low 1% add-on rate per month for up to 36 months term

The first monthly installment due on BUY NOW, PAY LATER transaction will be billed to the Cardholder on the next statement cycle after the transaction date. Payment is due 25 days after the statement cut-off. 

 

Promo Period 

Year-round in all partner stores

 

Qualified Cards

  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express® Card

 

Promo Mechanics

  1. The Promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Cards. Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.

  2. The Program is available year-round in all participating BDO-accredited partner merchants, in-store and online*.
    *For online installment, only BDO (Mastercard, Visa and JCB) and BDO-issued American Express Card are accepted.

  3. Qualified BDO Credit Cardholders may avail of these BUY NOW, PAY LATER (BNPL)** options in-store or online:

    • 0% interest up to 24 months term

    • Regular installment with a low 1% add-on rate per month for up to 36 months term

**The  first monthly installment due on BUY NOW, PAY LATER transactions will be billed to the Cardholder on the next statement cycle after the transaction date. Payment is due 25 days after the statement cut-off.

  1. All BDO BUY NOW, PAY LATER installment transactions are subject to bank approval.

  2. The entire BUY NOW, PAY LATER installment transaction amount shall be deducted from the Cardholder's available credit limit.

  3. BDO may, at its sole and absolute option, accommodate cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the BUY NOW, PAY LATER transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

  4. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO.

 

 

Click here for BUY NOW, PAY LATER Terms and Conditions.

Click here for List of Participating Merchants.