Medical Insurance

Types of Medical Insurance:
  • Group Medical Insurance - A reimbursement type of medical insurance coverage based on limits agreed upon between the company and the insurer. Limits may be based on position or illness subject to an aggregate limit per employee per policy year. 
  • Health Card Insurance - A card type medical insurance that may be availed by a company for its employees based on agreed limits and package. Its difference from a Group Medical Insurance is that the member simply shows the card to an accredited hospital or clinic to avail of their services. Other expenses shouldered by an HMO (health maintenance organization) are the accredited doctor's fees, hospital confinement, medicines while confined etc. All benefits are subject to an agreed limit.


This product is being provided by BDO Insurance Brokers, Inc. (BDOI), a subsidiary of BDO Unibank, Inc. BDOI is a regulated entity supervised by the Insurance Commission, and provides insurance brokerage service to clients who wish to secure insurance products issued by a separate accredited insurance provider.

This product is not insured by the Philippine Deposit Insurance Corporation and is not guaranteed by BDO Unibank, Inc.

Thank you for your interest in BDO Medical Insurance.

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