BDO Rewards

What is BDO Rewards

The BDO Rewards Program is a way to make everything you do count.

By becoming a member, you earn SM shopping points by using your rewards card when doing everyday things like: Earn more points when you use your card for purchases at The SM Store, SM Supermarket, SM Hypermarket, SM retail establishments and other BDO Rewards Partners. What's more, you're rewarded for your loyalty with exclusive perks and privileges corresponding to your membership level. The more points you earn, the higher your membership level. You'll discover that banking has never been this rewarding.

How do I become a BDO Rewards Cardholder?

It's easy, you just have to do one of following: Once qualified, you will receive the BDO Rewards Welcome Kit through the mail. This will contain your BDO Rewards Card and all other relevant program information. As an added perk for our Diamond members, your card will be personally delivered to you by your BDO Branch Manager.

How do I maximize and increase my points?

You just have to carry your card with you at all times. Make a habit of showing it before making a purchase at our partner establishments. Remember, BDO bank transactions also add up to points. Ask your BDO branch how you can maximize your earnings whenever you do any of the following:

  • Open accounts
  • Increase savings
  • Make online payments
  • Open a BDO ATM debit card
  • Get an approved loan
  • Remit money
  • Maintain trust placements

What can I get out of these points?

Your points are as good as cash at SM establishments. Use your points to make purchases at The SM Store, SM Supermarket, SM Hypermarket and SM retail outlets (such as Watsons, Toy Kingdom, Ace Hardware, Surplus Shop, SM Appliance Center).

Can I transfer points from my SM Advantage Card to BDO Rewards Card?

Yes, you can take your SMAC point balance and transfer it to your BDO Rewards card. However, only points earned from your BDO Rewards card will be considered in determining which tier you will fall under.

What if I lose or damage my card?

First of all, don't panic. Just make sure to contact BDO Rewards as soon as you can. There are many ways to get in touch with us.

BDO Rewards Call Center

(02) 702-7888

Domestic Toll Free

Text BDO<space>LOST<space>PIN NUMBER<space> and send to 2966
Text Contact Info

Please note that there will be a card replacement fee of P150 or 150 BDO Rewards points. To pay, deposit cash at a BDO branch or use your available points by calling BDO Rewards Call Center.

Sapphire and Diamond cardholders have free card replacement privileges.