1. Promotion is valid from April 1, 2008 to June 30, 2008.

2. Offers are applicable to all BDO and Equitable Credit Cardholders whose credit cards     are in active status and good standing, except JCB 4 Gives Cardholders.

3. Cardholders must present and pay using their BDO or Equitable Credit Card to be      entitled to the offer.

4. Offers are subject to availability in participating Electroworld and Avant branches      ("merchants"). (Also applicable to Abenson's branches with Electroworld stores).

5. These offers cannot be exchanged for cash or other products.

6. BDO and Equitable Card Network, Inc. accept no liability for the quality of goods and     services provided by the respective merchants.

7. These offers are likewise subject to the terms and conditions of the respective      merchants.

Freebies and installment offers for cardholders
• Installment options at 0% interest for up to 12 months for a minimum purchase          requirement of P3,000 for selected items.
• Freebie offers are applicable for selected items.
        ° Any Acer Laptop or Desktop - Free Klipsch Pro Media Ultra 2.0
        ° Any Mac Laptop or Desktop - Free Brother 3-in-1 Compact Colour Inkjet Multi-      Function printer
        ° HP Ipaq 512 - Free 1 GB Micro SD Memory Card
• Free Plus card for a minimum purchase of P 3,000.

8. In case of any dispute arising from the promotion, the decision of BDO Credit Cards     and the respective merchants shall be final.

9. BDO reserves the right to terminate or cancel the promotion at anytime.

10. For inquiries about the promotion, please call (Equitable Credit Cards) 867-7977 or       Domestic Toll-Free at 1-800-1888-3264 , (BDO Credit Cards) 631-8000 or Domestic       Toll-Free at 1-800-10-631-8000.

11. Terms and Conditions Governing the Issuance and Use of BDO and Equitable Credit       Cards shall likewise apply.