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Easy to Earn
Earn SM shopping points for qualified bank transactions at BDO.Earn more SM shopping points when purchasing from SM and other Rewards Partners Easy to understandClear and simple - one point is equal to P1.00.Easy to Redeem Use your SM shopping points to pay for purchases at any SM Department Store, SM Supermarket, SM Hypermarket and SM retail establishments such as Watsons, Toy Kingdom, Ace Hardware, Surplus Shop, Makro, SM Appliance Center and more.Membership LevelsBDO Rewards offers four membership levels. The more points you earn, the higher the membership level you will reach.Each of the four levels comes with a set of perks and privileges, which makes membership all
the more exciting!
BDO Rewards CardThe BDO Rewards Card has a different look for each membership level. The earned points required to achieve a specific membership level are: 
Emerald Rewards Card
1,999 points and belowRuby Rewards Card
2,000 to 3,999 pointsSapphire Rewards Card
4,000 to 5,999 pointsDiamond Rewards Card
6,000 points and above
Welcome to BDO Rewards
Banking with BDO has never been this rewarding. Through BDO Rewards, you automatically get rewarded with free SM shopping points for qualified bank transactions.
The BDO Rewards Card works like an SM Advantage Card wherein you can earn more points when you use your card for purchases at SM Department Store, SM Supermarket, SM Hypermarket, SM retail establishments and other BDO Rewards Partners.
What's more, members are rewarded for their loyalty with exclusive perks and privileges corresponding to their membership level.
The more points earned, the higher the membership level reached and the more perks and privileges to enjoy!
Read on to know the many benefits and features of BDO Rewards.