BDO Trust Launches the BDO Easy Investment Plan
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Saving and Investing PrinciplesBDO Easy Investment Plan
Pay yourself first 
Stop spending on things that decline in value Make your financial plan automatic Make money work for you Invest wisely - Investor Profile Questionnaire (IPQ)
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Saving is, and always will be, the foundation of any fortune. It is secure, risk-free and readily accessible. But saving alone is not enough to make your money grow. You should also invest. This means taking some risks, but the rewards are higher. When you save and invest, your money has the power to grow faster.
With this in mind, BDO, through its Trust and Investments Group, developed the BDO Easy Investment Plan (EIP), a wealth build-up scheme that enables you to attain your financial goals and financial wellness through the twin habits of regularly saving and investing. It incorporates the best, tried and tested principles that make a successful saving and investment plan and provides a solution to counter the major obstacles to saving and investing.
To join the EIP, all you need to do is enroll your BDO checking/savings/payroll account under the BDO automatic debit facility wherein a fixed amount (with a minimum amount of PhP1,000.00) per month is deducted (once or twice a month) for immediate investment in your selected BDO Unit Investment Trust Fund (UITF). Every contribution you make participates fully in the investment performance of the selected fund as soon as the deduction is made. However, regular Confirmations of Participation (COP’s) will be issued only for accumulated contributions that have reached a market value of at least PhP 10,000.
UITFs are open-ended pooled trust funds operated and administered by a trust entity and made available by participation. Funds from various investors with similar investment objectives are pooled together into one fund, which the trust entity invests in various types of securities with the aim of maximizing returns within the level of risk allowed for that particular fund. Hence, each UITF participant has a proportionate interest in the UITF as a whole. UITFs are highly regulated and trust entities offering these are closely supervised by BSP to ensure investor protection. BDO UITFs available through the EIP are the following: BDO Peso Fixed Income Fund, BDO Peso Balanced Fund or the BDO Equity Fund.
Investment gurus have listed the following basic principles for successful saving and investing:
The BDO EIP utilizes all the above principles making it an effective tool for saving and investing.
Note that that BDO EIP is also multi-purpose since it can be used for any major project you would have set for yourself (i.e. education for your children, a vacation with your family, special family celebrations, retirement). This is unlike private and government pension funds and pre-need and insurance funds which can be withdrawn/distributed only upon retirement, disability or death.
In addition, the EIP enables you to benefit from peso cost averaging, a time-tested personal wealth-building strategy wherein fixed amount of investment in regular intervals over a period of time allows an investor to average his costs. This allows you to invest without having to constantly monitor the market. Any time is a good time to invest!
The BDO EIP is the perfect opportunity for you to invest. It’s simple, it’s easy and it’s automatic!
To learn more about the BDO Easy Investment Plan, visits any BDO Branch nationwide. You may also call BDO Trust and Investments Group at (02) 878-4265 or (02) 878-4244 or email investments@bdo.com.ph.
For more information, you may download the EIP brochure here.
Additional forms for first time UITF investors:
Other EIP forms:
