Promo Mechanics
All Personal Loan applications received from July 1, 2011 – October 1, 2011 and subsequently approved and availed until October 31, 2011 will qualify for the 0.99% add-on rate promo.
To avail of the 0.99% Add-on Interest, Personal Loan customers should apply and be approved for a minimum loan amount of Php100,000 and a loan term of 24 months.
Employees of BDO, its affiliates and advertising agencies, and relatives up to the second degree of affinity or consanguinity are not qualified.
In case of dispute, the decision of BDO with the concurrence of the Department of Trade and Industry shall be deemed as final.
Minimum Application Requirements
Filipino Citizen or foreigner residing in the Philippines for more than 2 years
Must be at least 21 years old at the time of application but not more than 70
years old at the time of maturity
P120,000 for Employed/Salaried
P400,000 for Self Employed/Professional
FOR SALARIED EMPLOYEES
Regular employee with at least 2 years combined work experience with present and previous employer
FOR SELF EMPLOYED
Business must have been in operation for at least 2 continuously
successful and profitable years
PROFESSIONALS
Must be in private practice for at least 1 year
Interest Rate Table

Per DTI-NCR Permit No. 4997, Series of 2011