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Protection

Protect your family and give them the secure future they deserve. Generali Pilipinas' life protection plans provide peace of mind to your family:


  • Whole Life

               1. Guaranteed life insurance protection
               2. Guaranteed cash values available in case of financial emergencies
               3. Policy dividends credited to you yearly if your plan is a participating insurance product
               4. Non-forfeiture options like Reduced Paid-Up Insurance, Extended Term Insurance and Premium Loan
               5. Additional protection options like Accidental Death Benefit and Hospital Income Benefit
               6. Payment options of one-time, 5, 10, 20 years or up to age 99
               7 Available in Philippine Peso and US Dollar currencies
  • Whole Life with Cash Payouts

               1. Guaranteed lifetime protection
                     Protection becomes 180% of the initial coverage starting on the third year
                     Protection becomes 200% of the initial coverage beginning on the policy year after you reach age 80
               2. Lifetime guaranteed cash payouts of 8% of the initial sum assured beginning on the 8th policy anniversary and every              other year thereafter
               3. Guaranteed cash values available in case of financial emergencies
               4. Policy dividends credited to you yearly
               5. Additional protection options like Accidental Death Benefit and Waiver of Premium due to Disability Benefit
               6. Only 5 years to pay
               7. Available in Philippine Peso and US Dollar currencies
  • 5 Year Renewable and Convertible Term Plan

               1. Guaranteed life insurance protection for 5 years, renewable without having to undergo medical examination
               2. Opportunity to convert your term plan within or at the end of the 5-year period to a basic whole life or endowment             product
                    No further underwriting requirements
                    Up to 100% of your term plan’s sum assured
               3. Additional protection options like Accidental Death and Disability Benefit, plus a Premium Deposit Fund option to help             shorten your premium payment period
               4. Available in Philippine Peso and US Dollar currencies
  • Term with Cash Returns

               1. Guaranteed life insurance protection for a period of 10 years
               2. Double your insurance coverage in case of accidental death
               3. Waiver of premium upon total disability
               4. Return of all premiums paid after 10 years if there are no claims made on your policy
               5. Non-forfeiture options like Extended Term Insurance or Cash Surrender Value
  • EDUCATION

      Generali Pilipinas offers fund accumulation plans that are designed specifically for helping you save for your child’s future education. Among the features and benefits you will find in these plans are the following:

               1. Guaranteed life insurance and education fund payable semi-annually for 8 consecutive semesters
               2. Guaranteed graduation gift
               3. Excellence award* if child graduates with honors
               4. Annual contingent allowance* provided to your child if you encounter any untoward event that result to disability or                death. Also, any remaining premiums will be waived.
               5. Guaranteed cash values available in case of financial emergencies
               6. Only 5 years to pay (one-time payment also available)
               7. Premium Deposit Fund* to further shorten your premium payment period

      * The Excellence Award, the Annual contingent allowance and the Premium Deposit Fund are not found in all Generali Pilipinas Education Plans. There will be some difference in specific benefits among our available plans.
  • RETIREMENT

      Enjoy the benefits of saving for your aspirations for the future. Generali Pilipinas' Endowment Plans help you prepare to enjoy some of life's most anticipated moments through the following benefits:

               1. Guaranteed maturity benefit equal to your life insurance coverage on the policy maturity date
               2. Guaranteed life insurance protection
               3. Guaranteed cash values available in case of financial emergencies
               4. Policy dividends credited to you yearly
               5. Maturity date options of either 10 or 20 years or at ages 60 or 65
               6. Non-forfeiture options like Reduced Paid-Up Insurance, Extended Term Insurance and Premium Loan
               7. Additional protection options like Accidental Death Benefit and 5-Year Renewable and Convertible Term
  • What you have read are general descriptions of features found in the products of Generali Pilipinas. To know more about our products, please give us a call at (632) 884-8341 to 46 or email us at info@generali.com.ph.

    "FINANCIAL PRODUCTS OF GENERALI PILIPINAS ARE NOT INSURED
    BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION AND
    ARE NOT GUARANTEED BY BANCO DE ORO."
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