Life Products

Whole Life

The principal purpose of a whole life insurance is to provide a level amount of insurance protection for an insured lifetime.

Term Life

Provides a level amount of insurance protection for a certain period, usually 10 years.

5 Pay Pension Program

A five-year to pay US Dollar denominated life insurance coverage, which provides increasing lifetime insurance protection and investment earning opportunity through its dividend payouts.

Endowment

Provides the security of a life insurance and the flexibility of a combined savings and investment plan. The policyholder gets the full-face amount applied for on maturity date.

Term Insurance with Money Back

Often called the "zero-cost" plan because if the policyholder survives the 10-year term, he will receive back the sum of all premiums that he paid provided that there were no claims made during the 10-year protection period.

5 Pay Educational Plan

This plan guarantees the child's education and emergency funds for the policy owner through the accumulation of Cash Values.