Interest Rates for Peso and Dollar Accounts
Display| Product Name | Minimum Balance to Accrue Interest | Interest Rate | |
|---|---|---|---|
| Smart Checking-Personal | Php 15,000 | 0.5000% | |
| Smart Checking-Commercial | Php 25,000 | 0.5000% | |
| Product Name | Minimum Balance to Accrue Interest | Interest Rate | |
|---|---|---|---|
| Peso Passbook Savings Account | Php 5,000.00 | 0.5000% | |
| Peso ATM | Php 5,000.00 | 0.5000% | |
| Peso Savings Account Payroll | Php 5,000.00 | 0.5000% | |
| Junior Savers Club | Php 500.00 | 0.5000% | |
| Power Teens Club | Php 2,000.00 | 0.5000% | |
| Club 60 Peso | Php 5,000 | Php 5,000 to 49,999 Php 50,000 and over |
0.5000% 0.7500% |
| Smart Guarantor | Php 5,000.00 | 0.5000% | |
| Kabayan Peso Savings Account | Php 5,000.00 | 0.5000% | |
| Savings Account w/ ATF - Personal | Php 25,000.00 | 0.5000% | |
| Savings Account w/ ATF - Commercial | Php 50,000.00 | 0.5000% | |
| Optimum Savings Account - Personal | Php 30,000 | Php 30,000 to 99,999 Php 100,000 to 249,999 Php 250,000 to 499,999 Php 500,000 to 999,999 Php 1,000,000 to 4,999,999 Php 5,000,000 to 9,999,999 Php 10,000,000 and over |
1.2500% 1.3750% 1.5000% 1.6250% 1.7500% 1.8750% 2.0000% |
| Optimum Savings Account - Commercial | Php 50,000 | Php 50,000 to 99,999 Php 100,000 to 249,999 Php 250,000 to 499,999 Php 500,000 to 999,999 Php 1,000,000 to 4,999,999 Php 5,000,000 to 9,999,999 Php 10,000,000 and over |
1.2500% 1.3750% 1.5000% 1.6250% 1.7500% 1.8750% 2.0000% |
| Product Name | Minimum Balance to Accrue Interest | Interest Rate | |
|---|---|---|---|
| Dollar Savings Account | $ 500.00 | 0.2500% | |
| Club 60 Dollar | $ 500.00 | $ 500 to $ 1,999 $ 2,000 and over |
0.2500% 0.3750% |
| Kabayan Dollar Savings Acccount | $ 200.00 | 0.2500% | |
| Product Name | Minimum Balance to Accrue Interest | Interest Rate |
|---|---|---|
| Euro Savings Account | EUR 500.00 |
0.5000% |
| GBP SA | GBP 1,000.00 |
0.5000% |
| Canadian Dollar SA | CAD 1,000.00 |
0.5000% |
| Australian Dollar SA | AUD 400.00 |
1.5000% |
| Chinese Yuan (RENMINBI) | CNY 2,500.00 |
0.0800% |
| Regular Peso Time Deposit | 30 Days | 60 Days | 90 Days | 180 Days | 360 Days |
|---|---|---|---|---|---|
| 1,000 to below 10,000 | 1.250% |
1.250% |
1.625% | 1.750% | 1.750% |
| 10,000 to below 50,000 | 1.375% |
1.375% |
1.750% |
1.875% |
1.875% |
| 50,000 to below 100,000 | 1.625% |
1.625% |
1.875% |
2.000% |
2.000% |
| 100,000 to below 200,000 | 1.750% |
1.750% |
2.000% |
2.125% |
2.125% |
| 200,000 to below 500,000 | 1.750% |
1.750% |
2.000% |
2.125% |
2.125% |
| 500,000 to below 1,000,000 | 1.875% |
1.875% |
2.125% |
2.250% |
2.250% |
| 1.0 Million to below 3.0 Million | 2.000% |
2.000% |
2.250% |
2.375% |
2.375% |
| 3.0 Million to below 5.0 Million | 2.000% |
2.000% |
2.250% |
2.375% |
2.375% |
| 5.0 Million to below 10.0 Million | 2.125% |
2.125% |
2.375% |
2.500% |
2.500% |
| 10.0 Million to below 20.0 Million | 2.250% |
2.250% |
2.500% |
2.500% |
2.500% |
| 20.0 Million and over | 2.375% |
2.375% |
2.625% |
2.625% |
2.625% |
| Premium Flexi Earner (5 Years) | 32 |
|---|---|
| 10,000 | 4.000% |
| Dollar Time Deposit | 30 Days | 60 Days | 90 Days | 180 Days | 360 Days | 2 Years | 3 Years | 5 Years |
|---|---|---|---|---|---|---|---|---|
| $1,000 to $9,999 | 0.375% |
0.375% |
0.500% |
0.750% |
1.000% |
|||
| $10,000 to $49,999 | 0.375% |
0.375% |
0.500% |
0.750% |
1.000% |
|||
| $50,000 - $99,999 | 0.625% |
0.625% |
0.750% |
1.000% |
1.250% |
2.000% |
2.250% |
3.000% |
| $100,000 - $499,999 | 0.750% |
0.750% |
0.875% |
1.250% |
1.500% |
2.000% |
2.250% |
3.000% |
| $500,000 - $10 Million | 0.750% |
0.750% |
0.875% |
1.250% |
1.500% |
2.000% |
2.250% |
3.000% |
| $10 Million and above | (Branch to confirm with Treasury) |
| PRA USD Time Deposit | 1 Month | 2 Months | 3 Months | 6 Months | 1 Year |
|---|---|---|---|---|---|
| PRA | 0.500% |
0.500% |
0.500% |
0.750% |
1.000% |
| JAPANESE YEN | 30-89 DAYS | 90-179 DAYS | 180-360 DAYS |
|---|---|---|---|
| JPY2,000,000 – 6,999,999 | 0.0050% |
0.0100% |
0.0200% |
| JPY7,000,000 and above | 0.0050% |
0.0100% |
0.0200% |
| GREAT BRITAIN POUNDS | 30-89 DAYS | 90-179 DAYS | 180-360 DAYS |
|---|---|---|---|
| GBP20,000 – 99,999 | 0.5000% |
0.5625% |
0.6250% |
| GBP100,000 and above | 0.7500% |
0.8750% |
1.0000% |
| EURO | 30-89 DAYS | 90-179 DAYS | 180-360 DAYS |
|---|---|---|---|
| EUR10,000 – 59,999 | 0.5000% |
0.5625% |
0.6250% |
| EUR60,000 and above | 0.7500% |
0.8750% |
1.0000% |
| CANADIAN DOLLAR | 30-89 DAYS | 90-179 DAYS | 180-360 DAYS | ||
|---|---|---|---|---|---|
| CAD20,000 – 79,999 | 0.5000% |
0.5625% |
0.6250% |
||
| CAD 80,000 and above | 0.6250% |
0.7500% |
0.8750% |
| CHINESE YUAN (CNY) TIME DEPOSIT | 1 Month | 2 Months | 3 Months | 6-9 Months | 1 Year |
|---|---|---|---|---|---|
| 5k – 100k | 0.100% |
0.115% |
0.125% |
0.135% |
0.150% |
| 101k – 200k | 0.115% |
0.125% |
0.135% |
0.150% |
0.175% |
| Over 200k | 0.125% |
0.135% |
0.150% |
0.175% |
0.200% |