Government Securities

Retail Treasury Bonds

The RTBs are treasury bonds for small investors who want to enjoy current market rates at par with investments that require a much higher minimum requirement. Minimum investment is just P5,000.00.

• Minimum investment is P5,000.00 (P5,000.00 denominations)
• Government Guaranty - It is a credit risk-free security guaranteed by the Republic of the Philippines.
• Auto credit - All proceeds will be automatically credited to the client's BDO account.
• Secondary trading - BDO Capital commits to provide a 2-way market for the security to ensure liquidity at all times. Clients can buy or sell from any of the BDO branches at the current market price.
• Potential use as collateral - The bonds can be used as collateral for loans with BDO.

Computation:

Principal = (Face Value x Price / 100) + Accrued Interest

Accrued Interest = Face Value x Coupon Rate x Days Lapsed / 360 x 80%

Treasury Bills

Investors who wish to place their hard-earned investible funds in low-risk, short-term instruments can invest in Treasury Bills. With a minimum investment of only P100,000.00, investors can enjoy all the benefits of the Tbills.

• Considered as a low risk investment since these are direct and unconditional obligations by the Philippine government
• Minimum investment amount is P100,000.00 (increments of 1,000.00)
• Investment term follows original Treasury Bill tenors of 91-day, 182-day, 364-day, depending on the availability
• Interest income on the investment is subject to 20% final withholding tax
• Investment is evidenced by a Confirmation Notice
• BDO, as OTC broker, commits to source the best buy/sell price in the market for its clients.
• Clients wishing to buy or sell can get in touch with our various Treasury offices located in Metro Manila and other strategic regional areas. Alternatively, they may also go to any BDO branch which will assist them via referral to a SEC-licensed securities salesman from the Bank
• Can be used as collateral for loans with BDO

For more information, please call our Treasury Department at any of the following centers:
Metro Manila 858-3085 to 87, 858-3089 to 90, 858-3120, 858-3123
Cebu (032) 238-8157
Davao (082) 221-8961
Cagayan de Oro (088) 231-5549
Bacolod (034) 435-3213
Angeles (045) 888-1010

Treasury Bonds

Treasury Bonds are for investors who are willing to place their money in long-term, low-risk instruments. With a minimum investment of only P100,000.00, they enjoy regular coupon interest payments. Plus, the effective yield of the entire investment can also be increased when these interest payments are reinvested in other interesting - earning instruments.

• Considered as risk free-investment since these are direct and unconditional obligations by the Philippine government
• Minimum investment amount is P100,000.00 (increments of 1,000)
• Original investment term is from 2 years to 25 years, depending on availability
• Interest payment is semi-annual computed based on the coupon rate
• Interest income on the investment is subject to 20% final withholding tax
• Investors are required to open a BDO savings or cheking account for automatic crediting of the semi-annual coupon interest payments.
• Investment is evidenced by a Confirmation Notice.
• BDO, as OTC broker, commits to source the best buy/sell price in the market for its clients.
• Clients wishing to buy or sell can get in touch with our various Treasury offices located in Metro Manila and other strategic regional areas. Alternatively, they may also go to any BDO branch which will assist them via referral to a SEC-licensed securities salesman from the Bank.
• Can be used as collateral for loans with BDO

For more information, please call our Treasury Department at any of the following centers:
Metro Manila 858-3085 to 87, 858-3089 to 90, 858-3120, 858-3123
Cebu (032) 238-8157
Davao (082) 221-8961
Cagayan de Oro (088) 231-5549
Bacolod (034) 435-3213
Angeles (045) 888-1010