Corporate Trust Service

Employee Benefit Trust

Customized Retirement Plan:

1. Defined Benefit Plan (Gratuity Plan)
A plan established and maintained by an employer to provide for the payment of definitely determined benefits to their employees totally and immediately after retirement.

2. Defined Contribution Plan (Provident Plan)
      a) A Defined Benefit plan with an option for the employees to participate and/or contribute
      b) A Defined Contribution plan with minimum defined benefits.

3. Hybrid Plan
      a) A Defined Benefit plan with an option for the employees to participate and/or contribute
      b) A Defined Contribution plan with minimum defined benefits.

Corporate Investment Services (CIS)

Customized Retirement Plan:

1. Revocable Trust Account (RTA)

BDO Trust Banking acts as Trustee and manages the funds within a portfolio mix of fixed income and/or equities investments according to the short-term and longterm objectives of the company and the guidelines set by BDO Trust Banking

2. Pre-Need Company Funds

BDO Trust Banking manages pre-need funds such as pension, life or educational plans. Trust Banking acts as a Trustee or Investment Manager of pre-need funds in compliance with SEC regulations to deposit in trust a certain percentage of the premiums collected from policyholde

3. Investment Management Account (IMA)

DO Trust Banking functions as a fund manager of a company on a principal-agent relationship and manages all financial assets according to the objectives and guidelines set by the company and BDO Trust Banking.